"Huijubao" is one of the private foreign currency wealth management products of China Bank. By collecting foreign currency funds from customers on schedule, and using abundant financial tools to manage their funds, it is a stable structural wealth management product, with a view to obtaining higher investment returns on the premise that customers bear certain risks. "Huijubao" products generally guarantee 100% of the principal, with high capital security; Investment income may be linked to interest rates, exchange rates, commodities, stocks and other indicators, which is suitable for investors with moderate risk tolerance.

Product features:

A general principal 100% guarantee, with high capital security.

B can customize personalized products according to the specific situation of customers to meet the diversified financial needs of customers.

C the financial management period is flexible and diverse. Flexibly set the financial management period according to customer needs, ranging from 1 week to several years.

D Bank will provide early redemption channels for unexpired "Huijubao" products regularly or irregularly to meet customers' liquidity needs.

The procedure is simple. Customers only need to bring their valid ID card and current all-in-one certificate to the bank account opening branch in China.

Investment currency: US dollar, Hong Kong dollar, Euro and other major foreign currencies. Investment period: 1 several years, with various options, combining public offering and customer customization.

Second: RMB financial management

1, BOC Safety Return Series

Is the "BOC Safe Return" series of wealth management products RMB "Pat"? The sub-series products belong to the "Yi" financial series products. This series of products are capital-guaranteed structured wealth management products, and the investment period ranges from 7 days to 6 months. The investment principal is safe and the investment income is stable, which is usually higher than the deposit interest rate in the same period.

Product features:

A the income is stable and reliable. The product investment yield is usually higher than the deposit interest rate in the same period.

B it's safer. 100% principal guarantee when the product terminates or expires in advance.

The procedure is simple. Customers only need to bring their valid ID card and current all-in-one certificate to the account opening branch of China Bank.

Investment period: 7 days to 6 months, with various options, combining public offering and customer customization.

2. BOC enterprising series

Bank of China enterprising series wealth management products belong to structured wealth management business. China Bank's enterprising series of wealth management products are mainly linked to capital preservation and floating income wealth management products, covering major currencies such as RMB, USD, EUR and AUD. In view of the narrow domestic investment channels and the lack of financial products invested by customers, BOC Enterprising Series has continuously introduced innovative linked products to help customers indirectly invest in overseas markets, and customers hope to obtain higher return on investment by taking on the related risks involved. China Bank's enterprising series of wealth management products have many indicators, including interest rate, exchange rate, commodity price and stock price. And the financial management period is flexible and diverse. According to the characteristics of linked indicators, product structure and customer demand, the financial management period can be set flexibly. Investors can choose the corresponding products according to their own judgment on the market, and pursue higher investment returns by grasping the trend of the international financial market and gaming the changes in the international market on the premise of taking corresponding risks.

Product features:

A provides a good investment channel for customers' idle funds. In line with the international financial market, customers can maintain and increase their wealth by accurately grasping the trend of various indicators in the international financial market on the premise of undertaking finite risk.

The procedure is simple. Customers only need to bring their valid ID card and current all-in-one certificate to the bank of China [0.69% fund research report] account opening branch. Investment period: the investment period of products varies from 1 month to several years, which is determined flexibly according to market demand and product structure, and is combined with public offering and customer customization.

Risk disclosure: Investors should carefully understand the product structure and income, promise to fully understand the risks faced by structured wealth management products "Huijubao", BOC Safe Return Series and BOC Enterprising Series, subscribe for products independently according to their own capital use and judgment on the future financial market trend, and bear the possible risks brought by products.

3. China Bank's stable income financing plan.

Entrusted by investors of Bank of China Limited, BOC's Steady Income Financial Management Plan manages clients' funds in the principle of "abiding by credit and being diligent and conscientious". Bank of China's sound income financial management plan mainly invests in high-quality enterprise loan single fund trust projects to supplement the liquidity needed by enterprises. The product is a non-guaranteed floating income type, and the product investors bear the corresponding income and risk ratio according to the proportion of their subscription amount to the total funds invested by the fund trust under the wealth management product. Investors should fully understand the investment risks and invest cautiously.

Investment period: 6 months to 2 years.

4. China Bank's money market value-added wealth management plan.

"China Bank's Money Market Value-added Wealth Management Plan" is a series of wealth management products launched by China Bank Co., Ltd. to invest in the money market. The investment goal is to realize short-term capital gains with a steady strategy. The investment product has low risk, the investor's wealth management principal is relatively safe, and the level of wealth management income fluctuates little.

Investment period: 60 days to 150 days.

5. China Bank's new share value-added wealth management plan.

"BOC IPO Value-added Wealth Management Plan" is a wealth management product launched by Bank of China [0.69% Fund Research Report] Co., Ltd. with IPO subscription as the main purpose and invested in fund trust. The investment scope of fund trust includes subscription for initial public offering, additional shares, newly issued convertible bonds, split convertible bonds, national inter-bank market and exchange market national bonds and reverse repurchase, financial bonds, central bank bills, money market funds, bank deposits, etc.

Entrusted financial management in RMB

Product features:

Bank of China's stable income financial plan, Bank of China's money market value-added financial plan and Bank of China's new share value-added financial plan all belong to RMB entrusted financial products, and the investment period of the products is determined according to the product specification signed by the customer and the bank.

Investment application: On the basis of fully understanding the details and risks of product transactions, individual customers can handle it at the account opening branch designated by China Bank with their valid identity documents and China Great Wall electronic debit card and fund trading card.

Income payment: Bank of China will pay investors wealth management income according to the agreement in the product manual.

6. China Bank's accumulated wealth management plan

"Bank of China's monetary financial management plan accumulates over time" is a cash management product, which mainly invests in the money market, providing customers with a cash management tool similar to the liquidity of demand deposits, helping customers to realize cash liquidity management and obtain stable income by using the strategy of ensuring asset safety and liquidity as much as possible.

Investment term: There is no fixed term. This product can be purchased and redeemed daily, which can meet the liquidity needs of investors.

7. BOC Zhifu Financial Plan

"BOC Zhifu Financial Plan" is a non-guaranteed floating income financial product. The raised funds are mainly invested in the single-fund trust plan set up by the trust company through the bank-trust cooperation platform, which is used to subscribe for the equity of the target enterprise and realize the investment income through equity transfer within the established investment period.

Investment period: 1 year to 3 years.

8. Overseas wealth management products on behalf of customers

"Financial management overseas on behalf of customers" means that China Bank adheres to the business philosophy of "global service and value creation", implements the principles of marketization, standardization and full disclosure of information, and raises funds from investors with investment experience to invest in overseas designated financial products, so as to broaden investment channels and seize investment opportunities for investors.

Product features: you can seek opportunities for capital appreciation through rational capital allocation on a global scale; Open products, investors can purchase and redeem at any time (except holidays stipulated in the product manual), with strong liquidity. Transaction process: Purchase and redemption are handled in various financial centers, financial studios and open counters of China Bank.

Risk disclosure: Investors should carefully understand the product structure and income, promise to fully understand the risks faced by Syria's entrusted wealth management products and overseas wealth management products on behalf of customers, subscribe for products independently according to their own use of funds and their judgment on the future financial market trend, and bear the possible risks brought by products.

Comments: China Bank has rich investment and wealth management products, which can generally meet the needs of customers at all levels. If you still need related financial products from China Bank, please visit Rong Chao. For details, please visit.