It is more appropriate to buy a fund of several hundred yuan a month, that is, the fund will vote, which is a way to invest in the fund every month. Montana has also said many times about the fixed investment of the fund in previous articles, which is a very suitable investment and financial management method. Since most funds themselves invest in the stock market, the net value of funds fluctuates. If you buy it at one time, you may have to bear the risk of large fluctuations in a certain period of time. The fixed investment of the fund is a certain amount of investment every month. Obviously, using the fixed investment of the fund can reduce the risk of fluctuation. Before you use the fund to make a fixed investment, you are worried about fluctuations, or you are worried that the market will fall, resulting in a decline in the net value of the fund. And when you adopt the method of fixed investment and then buy after the decline, the comprehensive cost is decreasing, which makes the fluctuation risk you may have to bear a way to reduce the comprehensive cost to some extent.
In addition, there is another advantage of the fund's fixed investment, which is to overcome human nature. Most people have a mentality, that is, chasing up and killing down. When they go up, they always want to catch up, and when they fall, they are worried about continuing to fall. In fact, when going up, it is the time when the risk is the greatest, which should be avoided in theory, while when going down, the risk is theoretically released to a certain extent. This time is actually a good opportunity to add positions, but people often wait and see at this time because of fear. How to overcome this mentality of chasing up and killing down? Fixed investment fund is the best way. Fixed monthly investment, especially in a turbulent city, forces you to diversify your investment, which can certainly make your investment more rational.
One more thing, although a few hundred dollars a month seems like a small investment, according to conventional logic, the return on investment depends on the total assets invested. The more you invest in total assets, the more you get, and it seems that hundreds of dollars are less. However, it should be noted that if you don't invest these hundreds of dollars in this fund, you may easily spend it and you won't save it. Of course, it costs you several hundred dollars a month. You can also make some low-risk investments, such as money funds or savings, but if you are young enough, a better way is to think that the fund will make a fixed investment and lengthen the investment cycle. The amount of a few hundred dollars is not large, and in the long run, you can better enjoy the benefits generated by fluctuations.
Generally speaking, it is a very good way to manage money by buying a fund for several hundred yuan a month and making a fixed investment.
-Above, Wang Dana Finance, more investment logic thinking, please pay attention!