In March, the showdown was in full swing. Recently, the stock orders of Huaxia Fulinmen (Fortune Edition) are also emerging one after another. It can be seen that the requirements for annuity insurance are getting higher and higher. In fact, in addition to short-term annuity insurance products such as Fortune Edition, Huaxia also has a long-term annuity insurance that is well received by customers-Huaxia Fortune Edition Annuity Insurance.
Different kinds of products have their own advantages, but I think whoever is equipped with accident insurance and health insurance should buy an annuity insurance for himself when he has the ability to work, because it has its own unique advantages.
The advantage of annuity insurance is to lock in the long-term annual interest rate, which is different from the uncontrollable rate of return of venture investors such as individual stocks, stock funds and futures trading. The fixed income of annuity insurance is guaranteed. For example, for the two Fulinmen products you are selling now, the contract stipulates that the annual interest rate is guaranteed to be 3%; Moreover, the total payment amount, payment period and the return of dividend insurance are all agreed in the insurance contract and protected by laws and regulations.
Even if the economy is depressed afterwards, the auto insurance company will pay the profits as promised in the contract. It is not difficult to see that annuity insurance is a very stable investment and wealth management product, which is conducive to locking in the long-term annual interest rate. If you don't take a fancy to the economic development in the next two years and pursue perfect and stable profits, annuity insurance is really nothing more than a good choice.
Compulsory deposit
Nowadays, many friends are "moonlight clan", and they go shopping and eat crazily as soon as they get paid. The monthly salary is seven or eight thousand, and the account balance on the card never exceeds three digits.
I was comfortable when I was young, but I didn't find my assets a little embarrassed until I got married, had children, or lost my ability to earn money when I was old. At this time, buying an annuity insurance as a compulsory deposit is nothing more than a good way to manage money.
Wealth inheritance
Many people probably don't know that annuity insurance also has the function of wealth inheritance. The inheritance of wealth is to transfer funds safely and steadily to one's descendants, and devote oneself to the continuous management and maintenance of assets, so as to continuously ensure the protection and income of relatives. In short, give all the money you want to give to future generations to a specific person without any discount.
Huaxia Fulinmen Quanyou Edition Annuity Insurance
After talking about the benefits of gold insurance for so many years, in fact, look at the products and understand how annuity insurance completes the above functions. Today, I will give you a detailed introduction to the product scheme of Huaxia Fulinmen Full Best Edition Annuity Insurance:
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Age of insurance:
Born in hospital for 5 days to 70 years old (inclusive)
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During the payment period/guarantee period:
Wholesale delivery, three years, five years, ten years, 20 years/lifetime guarantee.
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Insurance clause:
Dividend insurance: basic insurance premium and life insurance premium are calculated and paid every year from the 5th anniversary of the policy (optional obligation): after 80 years old, the policy 1 anniversary is still alive, and all insurance premiums are calculated and paid: the insurance premium-dividend insurance and life insurance premium have been paid, and at least 0 insured persons are exempted: the insured is exempted from paying insurance premium due to accidental death/total disability (Note:).
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Features of Huaxia Fulinmen Premium Edition Annuity Insurance Products;
Product feature 1: short-term payment is safe.
In order to ensure safety, the insurance premium has been paid for the use value of the policy at the end of the payment period.
The following rights and interests demo is to choose a housekeeper who receives birthday money and matches it (rough diamond enhanced version)
(Note: policy use value = total surviving rights and interests = cash value of Fulinmen+use value of gold housekeeper account)
Product feature 2: convenient loans in the middle and late period.
Policy pledge loan: it can increase the cash value of Fulinmen+80% of the cash value of the gold housekeeper, and it will not damage the policy rights during the loan period;
Universal accounts can be used to offset insurance costs: gold manager (rough diamond enhanced version) and gold manager (smart version). The use value of the account can be used to offset the insurance cost of the same policy product without deducting any part of the cost;
Some recipients are not limited to: Golden Butler (rough diamond enhanced version) and Golden Butler (smart version). Some recipients do not have the highest proportion every year, and the policy will not be deducted after 5 years.
Product feature 3: Long-term rights and interests are very rich.
It can be used with whole life insurance (Universal and Original Stone Enhanced Edition) of Huaxia Jinguan for secondary appreciation, and the universal account will compound interest every day.
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How much can Huaxia Fulinmen get for all the best annuity insurance? Product example
Let's look at an example of buying insurance:
Mr. Wang, 30 years old, is a company executive with high income and great pressure. He wants to plan plenty of passive property for himself as soon as possible, and lock his rights and interests while accumulating property, which will not change because of the change of Kangbo cycle and market environment. Therefore, he chose the Fulinmen (all the best) annuity insurance product plan, which can also be used for future pension planning and special funds.
Mr. Wang chooses 100000 per year and10 year. At the age of 80, he will receive He Shoujin's product plan and add Huaxia Gold Manager's enhanced account.
Under this overall plan, Mr. Wang Can will receive dividend insurance payment of 336,543,800,000 yuan every year from the fifth year of the policy, but how long can people live? After the age of 80, the first policy anniversary is still alive at 0: 00, and the birthday bonus of1100,000 yuan will arrive immediately.
In addition to the calculation and payment of dividend insurance, the matching gold housekeeper's bare diamond enhances the account for life, ensuring an annual interest rate of 3%, and all the returned money can be interest-added, creating a safe and clear lifelong cash flow.
Note: The above example is to better understand the usefulness of the product, and should be based on the actual insurance contract rights.