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Can the provident fund buy a house loan in different places?

the provident fund can be used to buy a house loan in a different place, which belongs to the provident fund loan in a different place.

Handling process of provident fund loans in different places:

1. Business consultation: Because the development of each city is different, there may be differences in the corresponding management system, application process and required materials, so when applying for provident fund in different places, you must consult the management center for relevant details in advance;

2. Submit an application: the provident fund is a special housing savings account. When it is used, it must first obtain the consent of the depositor, and then apply to the provident fund management center. After that, the management center will review the borrower and issue a certificate of deposit and use if it is qualified;

3. Verification information: The borrower brings the certificate of deposit and use to the provident fund management center of the loan city, and then the personnel of the provident fund management center of the loan place confirm the authenticity of the materials to the deposit place, and then the loan review procedures can be handled according to the process;

4. Identification record: After the borrower completes the relevant formalities in the loan city, the provident fund management center of the deposit city will make an identification record of this loan, and cooperate with the provident fund management center of the loan city to carry out the related work of loan collection.

The loan materials for provident fund in different places are as follows:

1. Application for approval form;

2. Questionnaire on the applicant's family and social relations;

3. The original copy of the house purchase contract for the record;

4. Original copies of the applicant's and spouse's ID cards;

5. Proof of employee housing provident fund deposit and loan situation;

6. The applicant shall provide a copy of the ID card and contact number of a permanent contact person who is resident in the administrative area and has paid the housing accumulation fund in this center;

7. Original copy of marriage certificate;

8. A monthly salary certificate stamped with the official seal of the borrower and spouse;

9. Copy of down payment receipt;

1. Letter of authorization for personal credit investigation;

11. Credit Report Inquiry Application Form.

Legal basis:

Article 221 of the Civil Code of the People's Republic of China

If the parties sign an agreement on the purchase and sale of houses or other agreements on real estate rights, they may apply to the registration authority for advance notice registration in order to guarantee the realization of real rights in the future.

after the advance notice registration, if the real estate is disposed of without the consent of the obligee of the advance notice registration, the real right effect will not occur. After the advance notice registration, the creditor's rights are extinguished or the application for registration is not made within 9 days from the date when the real estate registration can be carried out, the advance notice registration shall be invalid.