A stay-at-home mom can do something to subsidize her family
Actually, as a stay-at-home mom, it's okay to do some business, but now small businesses are not easy to do, and big businesses need too much energy and time, so I'm afraid it's hard for a stay-at-home mom. Therefore, my suggestion is that we can start with financial planning, because the whole society has entered a period of full-speed development of the financial industry (whether it is the reform of traditional financial institutions or the massive rise of private finance), and various financial products emerge one after another, so we can devote ourselves to this field and gradually understand it.
However, we should follow a big financial management principle, not too conservative, let alone too radical.
first of all, financial management is generally not based on the amount of money, but on the proportion of disposable income. It is suggested to take about 1% of disposable funds as family emergency funds. If you want to solve the problem of withdrawing money at any time, you can take short-term, medium-and long-term fixed deposits in sub-accounts or partially choose notice deposits. 2% of the rest buy some insurance such as serious illness as an investment in small and broad; About 3% buy some wealth management products with certain risks but relatively high expected returns; The last 4% or so can buy some wealth management products with low returns but very low risks.
In this way, we can basically meet the needs of family financial management, which does not affect our daily life and has a relatively comprehensive financial income guarantee. I hope I can help you. Space is limited, just a brief outline, if you have any questions, you can contact at any time. What can a stay-at-home mom do?
Do manual work, do exercise, keep in shape and state, and don't become a sloppy and yellow-faced woman. After such hard work, my husband still despises a stay-at-home mother who knows nothing. What should she learn to do to subsidize her family?
there are many ways to do this. according to our situation, there are several ways.
first, be a customer service staff in Taobao shop and work from home.
second, as a product agent, you only need to work on the computer and get a commission and basic salary for a product.
Third, being a teacher of other people's children is tutoring. What should stay-at-home mothers do
Mothers with children often have a lot of free time, but they can't do any business outside.
You can choose to do some online business at home.
you can take care of your children, enrich yourself and earn money to feed your family!
At the same time, the social competition is too strong and the pressure is too great, so many businesses are not easy to do.
I suggest you find a professional teacher to guide you. --(jun, Rui, Lao, Shi) may be able to help you. I wish you all the best. What can a stay-at-home mother do to make money?
Dear landlord:
I think you want to make money to share a little burden for your family. As a stay-at-home mother, the problem you encounter every day is nothing more than rice, oil, salt, sauce, vinegar and tea. Besides, it is not surprising that the price index is so high now.
first of all, let's analyze what a stay-at-home mother is suitable for. Because I have to take care of my children during the day, I have to rule out the business of going out for activities, so I can only make money online. To do Taobao, you should always buy goods very early and often go to the wholesale market. I believe you don't have that much time, and it is even more impossible to promote other products. Then you can try other investment and financial management. The high risk is not suitable for full-time mothers. Although the income is high, the risk is also high. If you can bear such a big risk, I believe your husband doesn't need to let you worry about money, so stock fund futures are excluded.
Secondly, there are only regular savings and fixed fund investment. Regular savings, you have to deposit your money in the bank every month. You can deposit it for half a year, one year, three years, five years, etc. It can be used as a child's education fund, or you can take it out to buy some insurance for you and your husband in the future. I believe it is still feasible for you to take one day off every month to queue up at the bank to deposit money. But the problem is that the rate of return on time savings is too low. Even if you save for five years, the annual rate of return is only 4.75%, which is still not up to the increase of CPI. Therefore, if you put your money in the bank, it will still depreciate in a few years.
once again, let's talk about the fixed investment of the fund. The fixed investment of the fund is to deduct some money from your account every month, which will be taken care of by the fund company, and give you some dividends and income on a regular basis according to market fluctuations. The risk of fixed investment is higher than that of regular savings, but it will not be much higher; The rate of return is relatively high, about 6%, which is almost the same as the increase of CPI, and can effectively resist the price increase caused by inflation. And the convenience of the fund's fixed investment is that you don't need to go to the bank, just turn on your computer and you can operate.
the opening method of the fixed investment of the fund: first, when you open an account in a securities company or bank, you say that you want to do personal finance. If the landlord has no friends working in a securities company, I suggest you choose a bank, so that your rights and interests are guaranteed; Second, put the money for the fixed investment of the fund into a bank card. If you use any bank card to save money, you can go to which bank to open an account, so that you are a customer of the bank, and you can even apply for a VIP customer, so that the service attitude you get will be much better; Third, the fund's fixed investment must be long-term. If you don't save money in any month, it will be tantamount to violating your agreement with the bank or fund company, which will affect your income; Fourth, since the landlord is a full-time mother, he must have a lot of time, so you can read more books on investment and financial management. Education is the past, and learning can represent the future.
I hope the above answers can help you, and I wish you a happy life! I wish your baby good health!
What can a stay-at-home mom do at home to earn money
It's good to find an agent who doesn't need the franchise fee to do it and send out pictures, and if someone buys you, you will get a commission. What should stay-at-home mothers do?
you can learn to cook and arrange flowers, both of which are better. O(∩_∩)O
Manage it well. Besides, don't neglect life and family. What should stay-at-home mothers do
Mothers with children often have a lot of free time, but what can't they do outside? Business.
You can choose what to do online at home. Business.
You can take care of your children, enrich yourself, and? Make money to feed the family!
At the same time, the social competition is too strong and the pressure is too great. Much better? Business is not easy. What can a stay-at-home mother do? Open a Taobao shop, you can learn slowly if your computer is not good.
Baidu knows how to help some people in need.
Go to QQ group to help some people who need psychological counseling and do some public welfare undertakings.