Now the net fund value of Harvest 300 is 0.8240. If you buy 200 yuan now, let's work out the calculation method.
1.5% subscription fee, you buy 200 yuan subscription fee =200* 1.5%=3 yuan.
Share that can be bought =(200-3)/0.824=239.08.
So you can buy 239.08 copies of 200 yuan's monthly handling fee 3 yuan at the bank counter, with a net value of 0.824. The net value of each month is different, and the share of buying is different.
There are several ways to buy funds:
1 Buy at the bank counter (higher rate is not recommended).
Just take your ID card and bank card to the bank.
2 Go to the online banking or fund company's website to buy it yourself (recommended). First go to the bank to open online banking, and then go home to purchase or vote for the fund.
Open online banking with your ID card and bank card at the bank counter (for the convenience of transfer, you can bring your mobile phone digital certificate or open your mobile phone dynamic password to log in), and then go home to log in on the online banking page and install your mobile phone digital certificate (it may be troublesome for first-time operators, and some information explained by the bank is demonstrated on the bank website). Mobile phone dynamic password is more convenient. You can send the password as soon as you log in to the bank.
Log in to the online bank to find the column of buying funds, where you can find the fund subscription or fixed investment you want to buy. If you want to buy a fund company, you can go to the fund company's website to register, and you can also buy and sell funds conveniently after filling in the information.
3. Buying a securities account in a securities company (the rate of buying funds with securities accounts is not dominant, while the rate of trading funds in the secondary market is the lowest but the risk is high, so it is not recommended for new investors to buy). This requires opening an account in a securities company first, and it will be convenient to buy and sell funds if the account is opened successfully.