In the past two years, more and more people have bought funds, and the funds are heating up rapidly. Everyone is not sure whether to buy a fund at the end of the year. So, how about buying a fund at the end of the year? The end of the year is the best time to buy funds for four reasons: First, "making money with other people's money skillfully". Traditionally, fund dividends will generally be paid at the end of March or early April next year. If you buy a fund now, it will be only a few months before you get dividends, but you can enjoy the income from the fund's annual operation, which is equivalent to making money with other people's money skillfully. Second, the performance forecast of the fund in the next six months. As the fund began to significantly reduce its positions in the second quarter, most of the fund's positions in the third quarter were not very heavy. At present, the ratio of shares held by the fund to cash is roughly 60%: 40%. Therefore, even if the stock index falls, the decline in the net asset value of the fund is far less than that of the broader market, and the decline in the net asset value of the securities investment fund is limited. At the same time, the fund also holds a number of unlisted new shares, which can also bring some benefits to offset once listed. As long as there are no major accidents, it is unlikely that the fund's net value will fall. By the end of the year, the foundation will have a considerable distribution plan. Of course, this is a very conservative estimate. If the market rises gradually in the next few months, the fund's income will be better. Third, institutional investors will further increase their investment in funds, and now they have made considerable gains by investing in large discount funds. Fourth, the fund has become a safe haven to avoid the risk of market decline. Under the current market conditions, the possibility of profit is far less than the possibility of profit. It is better to have a rest than to work hard. However, it is not easy to rest those "professional investors" who are used to working hard in the stock market every day. The author believes that if you don't want to be lonely at the end of the year, you can give due consideration to the fund, because for the fund, the end of the year should be a harvest season. At present, the fund is still trading at 20% discount. If the current price participates in the fund, the risk will not be too great. It can be said that the current price has entered the long-term investment zone. Investors can invest on dips, then wait for next year's dividend, or choose to sell before the dividend.

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