Jingdong Small Treasury is an asset appreciation service created by Jingdong Finance for individual users. Transferring to Jingdong Small Treasury means buying money fund wealth management products of fund companies. Many friends should have opened the Jingdong Small Treasury and JD.COM IOUs, so the question is, can Jingdong Small Treasury automatically return IOUs?

Can Jingdong Small Treasury automatically return IOUs?

JD.COM Treasury cannot set the bill for automatic repayment of IOUs, and IOUs opened through the Treasury cannot support the function of automatic repayment of IOUs. However, if there is no manual repayment before the repayment date, the system will automatically deduct the outstanding amount of this period from the funds used to open the IOUs vault one day before the repayment date, and the IOUs will be automatically reduced.

After the application is successful, users need to repay in full and on time, otherwise their personal qualifications will be affected. For users with good personal qualifications, some qualified users who write IOUs in small coffers can be upgraded to ordinary IOUs. If the IOUs are activated in the vault, the funds stored in the vault will be frozen, and the frozen funds will not change with the amount of IOUs.

The above answers the question of whether Jingdong Small Treasury can automatically return the IOUs, and introduces the opening process of Jingdong Small Treasury, hoping to help everyone.