In modern society, many people will rationally allocate their assets in various ways, especially for the vast number of young people. Because young people's financial awareness is advanced, young people also want to get more return on investment through financial management, so young people will try various investment and financial management methods. Some people may think that young people are particularly fond of extravagance and waste, but they also have no correct consumption concept. In fact, this idea is just a stereotype of young people by many people.
The mainstream way for young people to manage money is to buy funds.
Because the threshold for buying fund products is very low, for the majority of young people, buying fund products is still the mainstream financial management method for young people. Especially for those young people who have just come into contact with wealth management products, many people will take care of their assets by buying funds because they don't have the corresponding wealth management knowledge and can't reasonably control their own financial risks.
Young people also like to take the initiative in stock trading.
In addition to buying fund products, some young people with strong initiative also like to take the initiative to stock. Because now is the Internet age, the threshold for opening trading accounts is very low, and young people will participate in A-share investment through various applications. Because young people have limited investment experience, they are mainly short-term operators in the A-share market.
Some young people will also buy gold.
In order to resist inflation, some young people will exchange their savings for online gold, and even some young people will choose to buy physical gold offline. To some extent, although buying gold is a very anti-inflation financial management method, young people need to take a cautious attitude to participate in gold investment because of the volatility of gold itself.