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Insurance companies’ work ideas and measures for the new year

2013 is a year of great significance for the development of China’s insurance industry.

This year, the State Council formulated and issued the "Several Opinions of the State Council on the Development of the Insurance Industry". This is a major decision made by the Party Central Committee and the State Council to support the accelerated reform and development of the insurance industry under the new situation. It is a milestone in the development history of China's insurance industry.

a milestone.

It is also a year when our company faces new changes, implements new mechanisms, and implements new regulations.

Over the past year, under the correct leadership of the company's party committee and general manager's office, all employees of the company have worked together, worked together, been proactive, and worked hard, and achieved gratifying operating results, with all indicators reaching record highs. In 2013, our company

The actual premium received is **** million yuan, ****% of the annual plan has been completed, the year-on-year growth is ****%, the net premium earned is **** million yuan, the net profit is **** million yuan, and the loss rate

(Hong Kong caliber) is ****%.

Successfully completed various task indicators assigned by the superior company.

1. Overall business operations throughout the year (1) Premium income situation From the perspective of insurance types, motor vehicle insurance achieved premium income of **** million yuan, completing ****% of the annual plan, with a year-on-year growth of ****%.

Corporate property insurance achieved premium income of **** million yuan, completing ****% of the annual plan, with a year-on-year growth of ****%. Liability insurance achieved premium income of **** million yuan, completing **** of the annual plan.

*%, a year-on-year increase of ****%, cargo insurance achieved premium income of **** million yuan, completing ****% of the annual plan, a year-on-year increase of ****%, and accident insurance achieved premium income of ****

Ten thousand yuan, completing ****4% of the annual plan, with a year-on-year increase of ****%. Home Property Insurance achieved premium income of **** million yuan, completing ****% of the annual plan, with a year-on-year decrease of ***

*%.

Achieved net premiums earned of **** million yuan throughout the year.

Auto insurance accounts for ****%, and non-auto insurance accounts for ****%.

(2) Compensation situation *** various types of decided compensation cases were handled throughout the year, and various types of compensation were paid **** million yuan, a year-on-year increase of ****%, and the simple compensation rate was ****%

, a year-on-year decrease of **** percentage points.

From the perspective of insurance types, motor vehicle insurance **** handled various types of settled claims cases and paid various types of compensation **** million yuan, a year-on-year increase of ****%, and the simple compensation rate ****

%, a year-on-year decrease of **** percentage points.

Enterprise Property and Casualty Insurance *** handled various types of decided compensation cases and paid various compensations of **** million yuan, a year-on-year increase of ****%. The simple compensation rate was ****%, a year-on-year increase*

***percentage points.

Liability insurance *** handled various types of resolved compensation cases and paid various compensations of **** million yuan, a year-on-year decrease of ****%. The simple compensation rate was ****%, a year-on-year decrease of **

**percentage points.

Cargo insurance *** handled various types of resolved compensation cases and paid various compensations of **** million yuan, a year-on-year decrease of ****%. The simple compensation rate was ****%, a year-on-year decrease of **

**percentage points.

Accident insurance *** handled various types of settled compensation cases and paid various compensations of **** million yuan, a year-on-year increase of *****%. The simple compensation rate was ****%, a year-on-year increase*

***percentage points.

Property and Casualty Insurance *** handled various types of settled compensation cases and paid various compensations of **** million yuan, a year-on-year decrease of ****%. The simple compensation rate was ****%, a year-on-year increase*

***percentage points.

Other insurance *** handled various types of decided compensation cases and paid various compensations of **** million yuan, a year-on-year decrease of ****%. The simple compensation rate was ****%, a year-on-year increase**

**percentage points.

2. Focus on goals, pay close attention to implementation, and accelerate business development 1. Actively adjust work ideas and refine work goals. At the beginning of the year, the company’s general manager’s office conducted a comprehensive analysis of the company’s premium income in the previous year, proactively adjusted work ideas, and

The various task indicators assigned by the branch are broken down layer by layer according to product lines, and checks are carried out at all levels, and an accountability system is implemented. Weekly morning meetings and weekend meetings are used to inform, organize and analyze the specific implementation of the company's plans.

Effectively ensure the final realization of the full-year plan.

When formulating the annual tasks, the company fully considered the optimization of insurance structure and business underwriting quality, further clarified the assessment methods, and used the comprehensive loss rate as an important data for year-end assessment.

2. Consolidate existing market share and achieve steady development. In 2013, the company focused on stabilizing auto insurance and home property insurance and vigorously developing liability accident insurance. On the basis of business volume, the company resolutely abandoned the loss ratio.

For higher business, first, ensure that the renewal business is in place in a timely manner. We require each business department to report the renewal business account on a monthly basis, and the general manager's office will supervise and assess it, and require early intervention in public relations.

Implementing a weekly reporting mechanism in business has effectively consolidated the original business, greatly reduced the loss of business, and ensured the market share of major insurance types.

Second, strengthen public relations with the relevant departments of the Manzhouli Municipal Government, learn in advance the list of new projects and projects, and establish a friendly cooperative relationship with the traffic police department, asking them to help collect and provide new car information, and make preparations for potential new businesses and new markets.

We are well aware of the situation, fully grasp the market initiative, and make up for the business instability caused by competition and other objective reasons.