The fund is an expert in helping you manage your money. There are several types of funds: currency type, bond type, capital preservation type and stock type. There is no redemption fee for the money fund, and the income is equivalent to six months to one year's deposits, which can be redeemed at any time without loss. The subscription and redemption costs of bond funds are relatively low, and the income is generally greater than that of money funds, but there is also a risk of loss, and the loss will not be great. Stock funds have the highest subscription and redemption costs, and the fund assets are stocks. When the stock market falls, the fund will have the risk of losing money, but when the stock market rises, there will be gains.

To buy stocks, you need to know something about the stock market, and open an account in a securities company according to the bank account number (set to three-party depository). The minimum amount for opening an account is stipulated by the securities company, which is generally 5,000 yuan. You can open online transactions.