Commercial insurance is an economic form in which the insured and the insurer establish an insurance relationship through an insurance contract on a voluntary basis, collect the risks of multiple subjects, collect insurance premiums reasonably, and establish an insurance fund to provide economic compensation or protection for property losses or personal injuries caused by specific disasters or diseases, usually including personal insurance and property insurance. If you want to know more friends, you can read the following article: Super Complete! Everything you want to know about insurance is here.

Commercial insurance and life insurance belong to an inclusive relationship, because life insurance in commercial insurance mainly includes life insurance, accident insurance and health insurance. Therefore, life insurance is a part of commercial insurance.

Personal insurance refers to a form of commercial insurance with human life or body as the target. According to the provisions of the commercial insurance contract, the insurer will pay the insurance money to the insured or the beneficiary if the insured meets the contract claim standard when suffering from illness or accidental injury.

If you want to know whether you don't need to buy commercial insurance with social security, you can read the following article: With social security, you don't need to buy commercial insurance? What's the difference between social security and commercial insurance?

For us, the critical illness insurance, medical insurance, accident insurance and life insurance in commercial insurance are all very important insurances, which are suitable for all of us and can guarantee our basic personal safety. For example, we are unfortunately suffering from a serious illness and need to bear high treatment costs and later rehabilitation costs, not to mention the loss of economic income at work because of illness. However, if we are equipped with critical illness insurance, we can give some help to make up for the above losses.

There are so many types of insurance on the market, which one should I buy first? You can read the following article: There are so many types of insurance, which one should I buy first?

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