When users choose to realize, they can modify the realized interest rate. What does this mean? Applying the formula, give an extreme example: User A bought universal insurance with a term of 65,438+000,000/65,438+0 years, with an expected annual income of 6.9%, and immediately chose to fully realize it, and the annual interest rate of realization was revised to 3%, so the realized amount was 65,438+000,000× (65,438). In other words, A spent 6,543,800 yuan and earned 3,786 yuan in 654.38+0 days. Of course, the premise is that there are users who are willing to buy a personal loan (3% yield). Will there be such users? It turns out that someone in the exchange area is asking about using the reservation function (basically not set) to buy a 3% loan. What should I do? Therefore, at this stage, a large number of users who are not familiar with Lucky Treasure still exist.