Before applying to China Everbright Bank for purchasing fund products for the first time, you need to fill in a risk assessment questionnaire and re-evaluate it once a year.

Risk classification: (1) Everbright Bank divides investors' risk tolerance from low to high into five levels: cautious, steady, balanced, enterprising, radical and * * *.

(2) Divide the risk level of fund products into five levels from low to high: low risk, medium low risk, medium risk, medium high risk and high risk.

Aggressive customers match all levels of fund products, aggressive customers match medium and high risks and below, balanced customers match medium and low risks and below, stable customers match medium and low risks and below, and cautious customers match low-risk products. If the fund products invested by customers are inconsistent with their own risk tolerance, the system will automatically prompt when submitting applications for subscription (subscription, subscription), fixed investment (opening) and transaction conversion. Customers can choose to continue the transaction or terminate the transaction.

Validity period of risk rating: the validity period of risk rating is one year, and it needs to be re-rated after one year. If necessary, it can be rated at any time. In the case of obvious changes in income and asset status, it is recommended to re-rate.