1. Enjoy enterprise loan application and government discount.
In our local area, the relevant departments have now introduced relevant preferential measures to support migrant workers to return to their hometowns to start businesses, one of which is to help farmers raise more start-up funds. At present, the local returning entrepreneurs can apply for a maximum of 6.5438+0.5 million yuan in entrepreneurial loans, and the government provides guarantees and interest subsidies. Of course, not everyone can enjoy such preferential policies. They must be registered locally, and they must apply for it for the first time to get it. As for the amount of loan approval, it depends on the applicant's credit status. If your personal credit information is very good, there is no bad information, and it is the first time for you to return to your hometown to start a business, you can apply for such a business loan from the local government.
2. Enjoy a one-time subsidy.
We can now enjoy a one-time subsidy of RMB 1 0,000 per person according to the regulations on recruiting stable employees for newly returned start-up enterprises. Moreover, for entrepreneurs who have started their business for the first time and have been operating normally for more than 6 months, they can also enjoy a one-time entrepreneurship subsidy of 5,000 yuan. To promote the employment of poverty-stricken workers who set up a file card, they can also enjoy a one-time subsidy of 2000~3000 yuan per person. These preferential policies are very helpful for migrant workers to return to their hometowns for employment and entrepreneurship, especially now that the economic environment is not particularly good. Returning home for employment and entrepreneurship can revitalize the rural economy and bring great help to farmers' growth and income increase. Moreover, farmers can actually enjoy such preferential policies and financial support when they return to their hometowns to start businesses.
3. Preferential interest loan policy
In order to revitalize rural economic development, let farmers find jobs nearby, and constantly increase jobs, many areas also provide financial loan services for on-the-job village cadres and village doctors who start businesses in rural areas to attract migrant workers to obtain stable employment. And the interest rate will be more favorable, even lower than the benchmark interest rate. Of course, these loans also need to be qualified and have no bad records. But for entrepreneurs, as long as they can apply, as long as they can be approved, they can ease their cash flow, expand the scale of production in time, and drive more migrant workers to find jobs, which is very helpful to the economic and social development of the whole countryside.
Applicants can bring relevant information to entrepreneurs in towns and villages in each street, and submit relevant information to the township people's social service center in the street where the business premises are located for preliminary examination. The application procedure is as follows:
1, individual application
Eligible migrant workers, college graduates, retired soldiers and other personnel apply to the community where the household registration is located with the application materials.
2, the community first instance
The community verifies the applicant's household registration information and entrepreneurial situation, reviews the original and photocopy of the materials, determines whether the application materials are true and complete, and conducts field visits. To meet the application conditions and complete application materials, sign the preliminary examination opinions on the Application Form for One-time Support of Entrepreneurial Subsidies for Returning Entrepreneurs in Xiling District, and report the application materials to the sub-district office for review.
3, the street office for review.
Sub-district offices shall review the application materials, and conduct on-site investigation and take photos of the applicant's business premises. After sorting out and summarizing the application materials and signing the audit opinions, they shall be reported to the district social and social departments for final review before 30 days of the month.
4. The final publicity of the district social department.
The District Human Resources and Social Security Bureau will publicize the list and amount of personnel to be subsidized on the district government affairs public website, and the shortest publicity period is 1 week; If there is no objection after publicity, sign an opinion on the Application Form for One-time Support of Entrepreneurial Subsidies for Returning Entrepreneurs in Xiling District, and fill in the Summary Form for One-time Support of Entrepreneurial Subsidies in Xiling District and submit it to the District Finance Bureau.
5, the District Finance Bureau to verify the disbursement.
The District Finance Bureau shall check the applicant after receiving the audit materials and audit opinions from the District People's Social Department. According to the verification, the subsidy funds will be allocated to the bank account of the entrepreneurial applicant in a timely manner, and the allocation will be copied to the district human resources department.
Encouraging and guiding farmers to start their own businesses through some preferential policies, and providing certain funds, support and preferential policies can certainly improve farmers' enthusiasm for starting their own businesses, thereby increasing farmers' actual income and promoting the employment of some migrant workers.
Legal basis:
People's Republic of China (PRC) SME Promotion Law Article 10 The State establishes the SME Development Fund. The National SME Development Fund follows the principle of policy orientation and market operation, and is mainly used to guide and drive social funds to support small and medium-sized enterprises in the initial stage and promote entrepreneurial innovation.
Local people's governments at or above the county level may set up small and medium-sized enterprise development funds. Measures for the establishment and use of the SME Development Fund shall be formulated by the State Council.