Let's talk about Xiao Bai's class first. 12 yuan can learn a lot of useful dry goods by signing up for the small white class (this is really useful, so you can feel the value for money). Then at the end of the course, you can easily launch another advanced class of your own, telling you that the previous introductory classes are superficial, and if you really want to learn something, you have to apply for an advanced class. Of course, advanced courses are expensive, such as Miao Wei Business School, which is as high as 7,000 yuan. The introductory courses with a few dollars mentioned just now are really full of dry goods (otherwise, how can we attract others to buy much more expensive advanced courses)? Let me share my gains briefly.
One is financial quotient. The course will teach you some correct understanding of money and some ideas for making money, which is called "thinking with money". Speaking of financial business, I have to mention the book Poor Dad Rich Dad. There is a very core concept in the book-assets and liabilities. Simply put, assets are things that can increase your money, and liabilities are things that can reduce your money. According to this concept, the house you buy is for living (not for selling) and is a liability, not an asset that people usually think. Of course, if you buy a house and then resell it or rent it, it is an asset. This is how the author of this book developed.
One is stocks and funds. There is a saying in the stock market called "seven losses, two draws and one profit", which makes many people feel a sense of fear about stocks. Actually, it's not necessary For example (I don't remember where I saw it): buying stocks is like flying a plane. If you don't learn technology, you are self-righteous and don't know anything, you will fly a plane, and most of them will be destroyed. If you really learn the technology of flying a plane, you can be safer. Learning to fly a plane is a matter that requires a lot of energy. We can choose to take someone else's plane. This is the fund. Yu 'ebao's income is so low, it is more convenient and time-saving to buy some funds, and the income is good. To emphasize, don't just open Alipay and buy it indiscriminately when you see it here. You still need to know the most basic knowledge before buying.
The other is insurance. Never ignore the importance of insurance, and don't think that insurance is just to sell and cheat money. But now my parents buy insurance for me, and I plan to know more about it when I buy insurance myself in the future.
This introductory course for a few dollars is really worth attending. But advanced classes need to do what they can. In my opinion, financial management is to be learned sooner or later, but it also needs to be combined with personal circumstances. If 7,000 yuan less has little impact on a person's life, you can take an advanced class. If you have just joined the work and your income is not high, it is very not recommended to study in debt, borrow money or something, and have no money to manage money! Work hard at this stage and raise your salary is the most real thing!
Of course, this is just for you to learn popular science. If you expect to learn how to invest and manage money through a small white class, it's really simple. It should be said that the advanced course is still very systematic, and it talks about the main investment tools and analysis methods. , quite practical. In particular, choosing a good company through financial report analysis is the core content. As for whether it's worth it or not, it's quite reliable that the annualized rate of return after completing advanced courses reaches 10% or above, like more than 20 if you have a high talent.