risks of p>P2P financial management:

1. Credit risk of borrowers. 2. Credit and operational risk of P2P platform. Especially the risk from P2P platform.

there have been many p>P2P platforms in recent years, among which there must be platforms that are aimed at cheating money and personal credit risk management is not in place. Choosing a good P2P platform is the most important thing.

the yield of p>P2P financial management is generally around 1%. It is said that it is capital preservation, but there are many cases where P2P companies go bankrupt and run away, resulting in financial managers losing their money.

If a P2P platform claims that the income can reach more than 2%, you should be careful that the cheated and lent money can't be recovered. After all, high income is bound to be accompanied by high risks. Because few borrowers can afford such high borrowing costs.

How to choose P2P platform:

1. Strong risk control ability. Whether there is a mortgage.

2. A platform with strong background.

3. Third-party custody funds.

4. Platform with low bad debt rate.

5. Read about finance. Everything said above is very good.