Fund is an investment tool jointly funded by multiple investors and managed by professional fund managers. On-site fund trading refers to the trading activities of investors in the stock exchange through the fund trading system. In on-site fund trading, the handling fee is one of the expenses that investors must pay, and its charging method has a certain impact on investors' investment income. This paper will introduce in detail the collection method of handling fees in the trading rules of on-site funds.
In on-site fund trading, the handling fee mainly includes two parts: trading commission and other expenses. Among them, trading commission refers to the fees that investors must pay to brokers when buying and selling funds, and the charging method is based on a certain proportion of the transaction amount. In China, the transaction commission rate is divided into fixed rate and floating rate. Fixed rate refers to a certain proportion of the transaction amount, and floating rate refers to charging different rates according to different intervals of the transaction amount. Other expenses include fund management fees and custody fees, which are usually charged by fund companies.
The collection method of trading commission is an important part of on-site fund trading. At present, China's on-site fund trading adopts floating rate to collect trading commission. In floating exchange rates, different exchange rates are usually used for different transaction amounts. For example, the commission rate is 0. 1 5% for the part with the transaction amount below110,000 yuan; The handling fee rate is 0.10,000 yuan to 50,000 yuan. Compared with the fixed rate, this method can reduce the transaction cost for small traders, but it is relatively high for large traders. The rate of trading commission is also related to the type of securities firms and the trading volume of investors.
In addition to the trading commission, other expenses in the on-site fund trading also need investors' attention. These fees are usually collected by fund companies, including fund management fees and custody fees. Fund management fee is the fee incurred by the fund manager for managing the fund, which is usually charged according to a certain proportion of the net asset value of the fund. Custody fee refers to the expenses incurred by the fund custodian to manage the fund assets, and its charging method is also charged according to a certain proportion of the net asset value of the fund. Although these fees have a certain impact on investors' investment income, compared with trading commissions, their impact is not great.
The handling fee in on-site fund trading is one of the expenses that investors must pay, and its charging method has a certain impact on investors' investment income. At present, China's on-site fund transactions use floating rates to collect trading commissions, and investors need to pay attention to the collection of other fees. When investors invest in funds, they need to choose appropriate fund products and trading methods according to their investment needs and transaction amount to ensure the maximization of their investment income.