How to combine active fund buying? I believe that for everyone who is buying a fund, this is a knowledge that must be memorized. Therefore, Bian Xiao specially brought you other funds other than active funds, hoping to help you to some extent.
Besides active funds, what else?
In addition to active funds, there are the following types of funds:
Passive fund (index fund): the goal of passive fund is to track specific benchmark indexes, such as stock index and bond index. Fund managers will not take the initiative to choose stocks and adjust positions. The investment portfolio of passive funds will be allocated according to the weight of index constituent stocks, and the income performance is similar to that of the tracked index.
ETF (Exchange-traded Fund): ETF is an open-end fund listed and traded on the stock exchange, and investors can buy and sell fund shares like stocks. ETFs usually track specific indexes and provide more flexible and convenient trading methods.
Monetary Fund: Monetary Fund is a low-risk, short-term investment tool, which mainly invests in short-term bonds and money market tools. The goal of the money fund is to keep the principal stable and provide high liquidity, which is suitable for the management of short-term deposits and temporarily idle funds.
QDII fund (overseas investment fund): QDII fund refers to a fund that points to overseas investment and realizes capital appreciation by investing in foreign stocks, bonds and commodities. Investors can obtain cross-border investment opportunities through QDII funds.
REITs (Real Estate Investment Trust Fund): REITs are funds that invest in real estate projects, and their income mainly comes from rental income and real estate appreciation. REITs provide a convenient indirect real estate investment method.
Benefits of active funds
The benefits of the active fund include:
Professional investment management: Active funds are actively managed by professional fund managers, who choose investment targets, adjust positions and conduct trading operations through research and analysis in order to pursue investment returns that exceed market performance.
Flexible investment strategy: compared with passive funds, active funds have greater investment freedom and flexibility, and can actively adjust and allocate according to market conditions and investment strategies to find investment opportunities.
Adapt to different market environments: Active funds can adjust their portfolio allocation according to market changes and investors' needs, and flexibly respond to different market environments and industry cycles.
Long-term investment ability: active funds generally have strong long-term investment ability, can hold investment targets for a long time, and give full play to the potential of economic growth and enterprise value enhancement.
Independence and transparency: The investment decision and portfolio adjustment of active funds are based on the independent judgment and professional analysis of fund managers, and investors can know the investment situation and performance of funds through regular reports and disclosures.
It should be noted that active funds also have certain risks, including performance risk, industry risk and market risk of fund managers. Investors should pay attention to the investment ability and performance of fund managers when choosing active funds, and evaluate and choose according to their own investment objectives and risk tolerance.
How do active funds combine to buy?
Portfolio purchase of active funds is a method of combining multiple active funds into a portfolio. Here are some tips on active fund portfolio purchase:
Asset allocation: the portfolio purchase of active funds can be realized by allocating between different asset categories, such as stocks, bonds and commodities. The goal of asset allocation is to reduce risks by diversifying investments in different asset classes.
Risk-return balance: Choosing different types of active funds can make the portfolio have better risk-return balance ability under different market conditions. For example, having both equity funds and bond funds can reduce risks when the stock market fluctuates and obtain higher returns when the market rises.
Fund selection: In order to build an effective active fund portfolio, investors need to choose the appropriate fund according to their investment objectives, risk preferences and duration. We should pay attention to the historical performance, management team, cost level and other factors of the fund, and evaluate whether it meets our own requirements by studying the investment strategy and position of the fund.
Diversification: When buying a portfolio, we should consider the principle of diversification, that is, don't concentrate all the funds on a single fund or industry. By choosing active funds of different types, styles and regions, the diversity of investment portfolio can be increased and specific risks can be reduced.
It should be noted that the construction of a suitable active fund portfolio requires investors to conduct full research and analysis, and consider personal investment objectives, risk preferences and deadlines. At the same time, it is recommended to consult professional investment consultants or practitioners for more specific and personalized guidance.
Guide to purchasing active funds
Active fund refers to a type of fund in which the fund manager chooses the investment portfolio according to his own judgment and analysis in order to obtain the rate of return beyond the market average. Before investing in active funds, you need to know some basic knowledge and purchase guidelines to ensure that your investment can achieve the expected results.
The first step is to understand the types of active funds. Active funds can be roughly divided into stock type, bond type and hybrid type. Stock funds invest in the stock market, which has the characteristics of high risk. Bond funds invest in the bond market with relatively low risk. Hybrid funds have the characteristics of stock funds and bond funds, and the risks are relatively balanced.
The second step is to choose the active fund that suits you. When choosing a fund, you need to consider your own investment objectives, risk tolerance, investment period and other factors. You can make a choice by understanding the historical performance of the fund, the experience and performance of the fund manager and so on.
The third step is to understand the purchase method and cost of the fund. Active funds can be purchased through banks, securities companies and other channels, and can also be purchased through fund company official website or mobile phone applications. When purchasing, you need to know the subscription fee, management fee, sales service fee and other expenses of the fund, and choose the appropriate purchase method and channel.
Third, we need to pay close attention to the fund's performance and market changes in time and make adjustments according to the actual situation. Investing in active funds requires long-term holding. Don't blindly follow the trend or adjust frequently, so as not to affect the investment effect.
There are many factors to consider when buying an active fund. You need to make full preparation and investigation to ensure that your investment can get the expected return.
Is it appropriate for funds to invest in stock funds?
It is appropriate for funds to invest in stock funds. Generally, it is more suitable for funds with large fluctuations. When the fund fluctuates greatly, it may generate floating income. The greater the fluctuation, the greater the profit and loss.
Generally, the fixed investment of the fund belongs to the admission in batches, which can achieve the effect of sharing the cost equally, so it is easier to produce the smile curve effect. When the market falls, we can accumulate low-cost chips through the fixed investment of the fund, and when the market rises, we have a chance to get better returns. The fixed investment of the fund generally values the long-term investment income of the fund.
Although the essence of the fund's fixed investment is to share risks equally, all funds are risky, and so is the fund's fixed investment. Therefore, when making a fixed investment, you need to choose a good stock fund. If you choose a bad stock fund, if the market of the fund is not good, it will always fall more and rise less, then the fixed investment of the fund will also aggravate the loss of the fund, and the fixed investment of the fund will only be effective if the right fund is selected.