Housing accumulation fund is a fund paid jointly by units and individuals. The contribution rate is 5% ~ 12%. Finally, this expensive payer is personally owned, which can also be said to be a kind of welfare.

With the housing provident fund, employees can borrow money at a lower interest rate than the market when buying a house.

In addition, you can withdraw the provident fund when you buy a house, rent a house or leave your job. Provident fund withdrawal includes the amount paid by individuals and units.