Not really! Due to the short operation time, it is difficult to see how the new fund performs. Therefore, it is best to choose some funds that have been in operation for a long time and the old funds that have been in operation for more than 3 years.

In addition to the above selection criteria, what other aspects should we pay attention to when choosing a fund?

1. First, choose the appropriate type according to the category: if it is a fixed investment, choose index funds and mixed funds with relatively large fluctuations;

If it is a one-time investment, choose a non-convertible pure debt fund.

2. Funds that are open from time to time and can be redeemed at any time.

3. Look at the fund manager: the maximum withdrawal rate (used to describe the biggest loss that investors may face, the debt base is within 10% and the stock base is within 45%), and the replacement frequency (do not change frequently).

Buffett has repeatedly advised investors: "Be sure to invest within your own understanding."

Sharpening a knife is not a mistake for a woodcutter. It's best to learn financial management knowledge before investing, and then invest clearly.