Consumption types with points:
How can I spend money to get credit card points from ICBC? Generally speaking, users must go to the designated merchants of Peony Credit Card to conduct POS transactions, or shop on the designated website to be considered as consumption, and then they will get points. Specifically:
(1) Within the scope of participating in ICBC points, Peony Credit Card can accumulate 1 points for every 1 yuan (1 HK$) and 8 points for every 1 USD and1Euro.
(2) Credit card for medical treatment: If the hospital uses POS, it is generally calculated according to consumption, and points can be obtained at this time. However, if there is an ATM in the hospital, you can withdraw money at the ATM and there will be no points.
(3) Paying the mobile phone fee is a transfer, not a consumption. That is, transfer the money in your account to China Mobile (or China Unicom or China Telecom), and the transfer will be regarded as cash withdrawal, and you will not participate in the credit card points activities of ICBC.
(4) Buying electricity is a transfer, not a consumption. Transfer to the power company, transfer is regarded as cash withdrawal, and do not participate in ICBC credit card points activities.
(5) Pay the annual Internet surfing fee online, transfer it, and take it as a cash withdrawal, and do not participate in the credit card points activities of ICBC.
(6) Pay the membership fee online. Dual-currency credit cards can be traded online on domestic and overseas websites. If you do business according to the general online shopping method, that is, online transactions count as consumption, you can earn points. However, if it is an online transfer, it will be regarded as cash withdrawal and there will be no points.
(7) Online shopping is regarded as consumption and has points.
Summary: Generally, POS is used for consumption and can participate in points. Shopping on the designated website counts as consumption and you can get points.
Question 2: How does ICBC score points? What is the credit card score of ICBC? Most areas can't exchange gifts, only two areas can exchange gifts. You can only "buy e-purchase" at the credit card ICBC, and you can directly exchange it for cash shopping after registering as a member. I have more than 40,000 points, so I can only exchange 85 yuan for shopping.
Adoption. Oh, thank you
Question 3: How to calculate ICBC points? ICBC spends one yuan to accumulate one point,
Go shopping on ICBC's e-shopping website.
500 points are exchanged for cash 1 yuan,
10925 points can be offset against cash.
2 1.85 yuan
Question 4: How to accumulate ICBC points? When spending with a bank card, the points are accumulated according to the standard of consumption 1 yuan product 1 (the points are calculated after converting foreign currency consumption into RMB, and converted into USD 1 = 6.5 yuan RMB, EUR 1 = 8 yuan RMB). Among them, savings card users only charge points when the consumption (handling fee/transaction principal) of Pos merchants of other banks is ≥0.38% (commission rebate standard). Used for car purchase, online consumption, debit card flash card electronic cash consumption, etc. Points will not be accumulated, please take the actual situation as the standard ~ Tips: Points under the same customer number will always exist as long as they are not used within the validity period.
Question 5: How does ICBC Peony Credit Card calculate points? Normal 1 yuan 1 points, no points for buying a house, buying a car and paying utilities in the wholesale market.
Question 6: What is the 50,000 points of ICBC? Points are exchanged for gifts according to provincial branches, so it is different all over the country, so you should consult the local ICBC.
Question 7: How did ICBC's points come from the standard service of star service evaluation? According to the contribution star, individual star customers are divided into six categories: seven-star customers, six-star customers, five-star customers, four-star customers, three-star customers and quasi-star customers. The evaluation criteria for each type of customers are as follows: (1) Seven-star customers: the star point value is above 80000 (inclusive). (2) Six-star customers: the star point value is 10000 (inclusive) ~ 80000. (3) Five-star customers: star point value 2000 (inclusive) ~ 10000. (4) Four-star customers: the star point value is 500 (inclusive) ~ 2000. (5) Three-star customers: the star point value is 50 (inclusive) ~ 500. (6) Quasi-star customers: the star integral value is 0 (excluding) ~ 50. (7) Customers with a star point value equal to 0 will not be rated as stars. For customers who meet one of the following conditions, if the current service star is low, the system will automatically upgrade to the corresponding star immediately: (1) Sign a private banking service agreement and adjust the service star to seven stars. (2) ICBC wealth management account card and platinum credit card were opened, and the service star was adjusted to six stars. (3) Open a wealth management account and a credit card gold card, and adjust the service star to five stars. (4) Open an ordinary credit card and adjust the service star to four stars. The star point value is calculated by summarizing your assets, liabilities and intermediary business in our bank (the whole bank) for nearly six months. Related indicators and calculation 1. Financial assets Financial assets indicators are composed of short-term assets and medium-and long-term assets, and the indicators are calculated as the average daily balance of various financial assets for half a year. (1) Short-term assets mainly include: demand savings deposits, third-party depository, intelligent express wealth management products, money market funds and credit card deposits. You can get 135 stars for every ten thousand yuan of short-term assets. (2) Medium and long-term assets mainly include: fixed-term savings deposits (including fixed-term and fixed-term activities), provident fund deposits, wealth management products (excluding smart express trains), funds (excluding money market funds), national debt, insurance and gold (including paper gold, physical gold and brand gold). You can get 100 star points per 10,000 yuan of medium-and long-term assets. 2. Personal Liabilities Personal liabilities indicators consist of three details: personal housing mortgage loans, other personal loans and card overdrafts. The calculation caliber of the indicator is the half-year average daily balance of a single liability. (1) Personal housing mortgage loan is available for every 10,000 yuan 100 stars. (2) Other personal loan indicators include personal consumption loans, personal business loans and other varieties, and other personal loans can get 200 stars per 10,000 yuan. (3) Credit card interest overdraft 1 10,000 yuan can get 200 stars. 3. Intermediary business Intermediary business indicators consist of three details: investment and wealth management transactions, credit card consumption transactions and settlement transactions. The calculation caliber of the index is the cumulative transaction volume of half a year. If the amount of a single transaction exceeds the upper limit of the service fee standard, the upper limit will be taken as the transaction amount and included in the index statistics. If a single transaction has enjoyed our preferential rate, the transaction amount will be converted according to the preferential ratio and then included in the index statistics. (1) Investment and wealth management trading indicators mainly include: fund purchase and redemption (excluding monetary fund), wealth management product purchase (excluding Tong Ling Express), national debt purchase, insurance purchase, gold trading, foreign exchange trading and other investment and wealth management transactions can get 200 stars per 10,000 yuan. (2) Credit card consumption transaction indicators mainly include transactions generated by POS credit card consumption of smart cards, wealth management account cards (including ICBC wealth management account cards), credit cards, debit cards, quasi-credit cards and other cards. You can get 400 stars for every 10,000 yuan investment and wealth management transaction. (3) Settlement transactions mainly include remote deposit and withdrawal, remote remittance, inter-bank remittance and express remittance. You can get 200-star points for each 1 10,000 yuan settlement transaction.
Question 8: How to calculate the credit card points of ICBC 1. Adjustment of credit card limit of ICBC.
1. ICBC credit card temporary limit adjustment
When using the ICBC credit card, if you find that the approved credit limit is not enough, you can call the 24-hour customer service hotline 95588 to contact the customer service specialist to apply for a temporary increase in the credit card limit. Generally, it takes at least 3 months to apply for a card before you can ask for an increase in the quota. The temporary limit of international card can be increased by 10% through customer service phone or online banking, and the validity period is 1 month. Self-service withdrawal can only be used 1 time every 3 months.
2. Adjustment of long-term credit line of ICBC.
Cardholders can submit the latest financial income certificate to any branch of ICBC for application. ICBC will review its past card use history and repayment records, and adjust the cardholder's credit card limit after approval.
ICBC adjusts the permanent quota after automatic evaluation every six months.
Second, ABC debit card points are not the key reference for credit card applications. The key basis is your assets (time deposits, financial bonds, real estate, etc.). ) and your steady income.
Question 9: How to calculate ICBC's credit card score 1 yuan 1? There are no points for buying a house, buying a car, buying a wholesale market and paying utilities.
Question 10: How to accumulate ICBC points? When using the bank card for consumption, the points shall be accumulated according to the standard of consumption 1 yuan product 1. Among them, the savings card can only be accumulated if it is consumed by our POS merchants. For real estate, automobile sales, public hospitals, online consumption and other projects, points are not accumulated. Please also refer to the actual cumulative situation ~