First, the occupational annuity unit pays 8%, and the individual pays 4%, which can be collected monthly after retirement;

Two, the unit pays 8% and the individual pays 4%. The expenses required for occupational annuity shall be borne by the unit and individual employees.

Legal basis: the State Council's decision on the reform of endowment insurance system for staff in government agencies and institutions.

Article 4 The expenses required for occupational annuities shall be borne jointly by the unit and individual employees. The proportion of occupational annuity paid by the unit is 8% of the total wages of the unit, and the proportion of individual contribution is 4% of the wages paid by the unit, which is withheld and remitted by the unit. The payment base of units and individuals is consistent with the payment base of basic old-age insurance for staff of government agencies and institutions.

According to the economic and social development, the state adjusts the proportion of occupational annuity contributions of units and individuals in a timely manner.

Article 5 The occupational annuity fund consists of the following items:

(1) unit payment;

(2) individual payment;

(3) Income from investment and operation of occupational annuity funds;

(four) other income as prescribed by the state.

Article 6 Occupational annuity funds shall be managed by individual accounts. Accumulated actual account of individual contributions. For the unit that pays the full financial fee, the unit pays the fee by bookkeeping according to the information provided by the unit, and calculates the interest every year according to the bookkeeping rate uniformly announced by the state. Before the staff member retires, the accumulated storage amount of his occupational annuity account is recorded by the funds allocated by the finance at the same level; For non-financial fully funded units, the unit payment shall be accumulated in real accounts. The occupational annuity fund formed by the accumulation of real accounts shall be market-oriented and bear interest according to actual income.

The investment management of occupational annuity funds should follow the principles of prudence and risk diversification to ensure the safety, profitability and liquidity of occupational annuity funds. Specific investment management measures for occupational annuity funds shall be formulated separately by Ministry of Human Resources and Social Security and the Ministry of Finance jointly with relevant departments.