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Is the initial fund worth buying?
The net value of the newly issued fund is 1 yuan, and the subscription fee is cheaper than the subscription fee. Is it worth buying? Generally speaking, newly issued funds have advantages and disadvantages. Advantages are: 1 The handling fee is cheap, and the subscription fee of newly issued funds is usually lower than that of funds; 2. At the end of the bear market, the share price of investment funds is cheap and there is great potential for future growth. 3. The initial capital scale is very small, and the ship will turn when the market fluctuates; 4. Special fund types enjoy special treatment. For example, buy a capital preservation fund during the subscription period and enjoy the capital preservation treatment during the holding period.

The disadvantages of buying newly issued funds are also obvious. 1. If you buy a newly issued fund (such as a stock fund) at the end of the bull market, the stock you invest in is not cheap, and because the stock position is limited to 80%, even if the fund manager predicts that the market will turn into a bear market in the future, it is difficult to reduce your holdings. 2. Without the support of historical performance, it is difficult to analyze the future development model of the fund; 3. Although the net value of the fund is 1 yuan, the price of the target fund may not be cheap.

According to the regulatory requirements, when the fund has not been established, there will be a raising period, which generally does not exceed 3 months. At the expiration of the raising period, the share of open-end funds shall be no less than 200 million, and the raised funds shall be no less than 200 million. Renminbi, with no less than 200 holders. Therefore, in the process of fund sales, institutions will encounter minor troubles. For example, at the end of the bear market, new funds are really cheap, but at the end of the bull market, newly issued equity funds are difficult to sell. No, no one bought a new fund. What if the new fund can't be issued? For fund managers, there is a saying that having money will make things worse. Because we can't raise the minimum issue threshold with help funds, aren't there many shipping agents?

Can it be easily solved by selling these types of funds and increasing the performance commission? For example, consultants working in these institutions, as long as there is more or less pressure to sell these products, must complete tens of thousands of fund sales this month. If you can't finish the work, you can only get the basic salary. In this way, once the institution increases the promotion of new funds and recommends old funds, the commission will not be much. If you recommend a new fund, the commission is very high. Put the knife on Li's head. In order to make myself better, no wonder I like to recommend new funds. This also caters to the wrong mentality of many investors, who think that the assets of 1 yuan are very cheap, while the assets of 3 yuan are very expensive and not worth buying.