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Second, how to inquire about the provident fund after death?

The housing accumulation fund of the deceased may be inquired and extracted from the local housing accumulation fund institution by his successor or legatee, and the inheritance shall be divided by the successor or legatee.

In order to avoid property, death or being declared dead, their heirs or legatees need to provide the original and photocopy of the notarial certificate or people's ruling issued by the notary office before they can withdraw the housing provident fund.

Third, how to repay the provident fund loan after death?

The heir will repay it with the inheritance. If the heir renounces inheritance, he may not be liable for paying off the taxes and debts that the decedent should pay according to law. In the provident fund, the loan * * * is the same as the repayment person, and the main lender is gone, so * * * can be repaid by the same repayment person.

Provident fund loans need to meet the following requirements

1, with full civil capacity and loan repayment ability, and good personal credit status;

2. The borrower and the unit have established a housing provident fund system, and the continuous housing provident fund has been paid in full at the time of loan and is not lower than the standard or has been fully paid off.

3. There is a legal purchase contract or agreement, and the borrower shall be the property owner agreed in the purchase contract.

4. The down payment of the purchased house that has been delivered.

5. If it is agreed that other purchased properties can be used as collateral, or chattels and rights can be used as collateral, the unit that sells the purchased houses shall provide installment loan guarantee for the purchase of new commercial housing loans.

Legal basis:

Notice on printing and distributing the Interim Measures for the management of financial account verification

Article 2 These Measures refer to the way that the borrower dies unexpectedly during the period of housing provident fund loan, and his debts can be repaid by using the risk reserve of provident fund loan.

Article 3 If the borrower dies unexpectedly and there is no heir to bear the debt, the provident fund center cannot pay off his property or inheritance. The provident fund center can deduct the remaining part of the housing provident fund account of both husband and wife of the borrower and use the provident fund loan risk reserve to repay their loans. All the balance in the loan is deducted from the following provident fund center to repay the loan, and the rest is borne by the guarantor, and the insufficient risk deposit is repaid.

Four, how to return the provident fund loan after death?

It shall be paid off by his heirs, and if there is no heir, it shall be paid off by the estate. Provident fund, usually refers to housing provident fund, and sometimes also refers to company provident fund. Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees. If the heir renounces inheritance, he may not be liable for paying off the taxes and debts that the decedent should pay according to law. When making a provident fund loan, the loan contract will fill in the main lender and the same borrower as * * * *. If the main lender is gone, there can be a * * * and the same borrower to repay. Conditions of provident fund loan: 1. When applying for a provident fund loan, the housing provident fund has been continuously deposited in the provident fund center for more than 6 months (inclusive), the status of individual and unit housing provident fund accounts is normal, and the social security is consistent with the unit that paid the provident fund. 2. A natural person with full capacity for civil conduct has not exceeded the statutory retirement age stipulated by the state and has paid the housing provident fund in the housing provident fund management center. 3. Employees with permanent residence in cities and towns or valid residence identification. 4. There is a contract or agreement for the purchase of housing, and the down payment amount is not less than 20% of the value of the purchased housing; 5. Have a relatively stable professional and economic income, have the corresponding loan repayment ability, and have good personal credit; 6, can provide housing provident fund management center approved by the way of guarantee. Legal basis: Article 161 of the Civil Law of People's Republic of China (PRC), the successor shall pay off the taxes and debts that the decedent should pay according to law within the actual value of the inheritance. The part exceeding the actual value of the estate shall be voluntarily repaid by the heir.