Yes, because the funds raised by fund companies are also for investment, it depends on the nature of the funds raised, such as partial stock funds, partial debt funds and mixed bonds, all for the purpose of investing in corresponding varieties, which is equivalent to buying a fund and acknowledging that the money has been invested by the fund company. In other words, the fund is an indirect investment.

The basic way of indirect financing is bank borrowing, in addition to financial leasing and other ways.

1. Bank loan: refers to the amount that an enterprise needs to repay the principal and interest when borrowing from banks or other non-bank financial institutions.

2. Financial leasing refers to the financing mode in which an enterprise signs a lease contract with a leasing company, obtains the leased property from the leasing company, and obtains funds through possession and use of the leased property.

Indirect financing means that there is no direct relationship between capital surplus units and capital shortage units, but independent transactions with financial institutions, that is, capital surplus units provide their temporarily idle funds to these financial intermediaries in advance through deposits or purchases of securities issued by banks, trusts, insurance and other financial institutions, and then these financial institutions provide funds to these units in the form of loans, discounts or purchases of securities issued by units that need funds, thus realizing financing.

The advantages of indirect financing are:

Banks and other financial institutions have many outlets, and the starting point for absorbing deposits is low. They can widely raise idle funds from all walks of life, and every little makes a mickle, forming huge funds.

② In direct financing, the financing risk is borne by the creditors alone. In indirect financing, because the assets and liabilities of financial institutions are diversified, financing risks can be borne by diversified asset-liability structures, which is more secure.

③ Reduce the financing cost. Because the emergence of financial institutions is the result of specialized division of labor and cooperation, it has the expertise to understand and master the relevant information of borrowers, and it does not need every surplus person to collect the relevant information of deficit persons, thus reducing the financing cost of the whole society.

④ It is helpful to solve the problems of adverse selection and moral hazard caused by information asymmetry. The limitation of indirect financing mainly lies in that financial institutions, as intermediaries between capital suppliers and demanders, cut off the direct connection between capital suppliers and demanders, and to some extent reduced investors' concern about the operating conditions of investment objects and the pressure of fund raisers on the use of funds. Direct financing is a financing activity that the government, enterprises, institutions and individuals directly go to the lender of last resort without the medium of financial institutions. Financing funds are directly used for production, investment and consumption, and the most typical direct financing is the listing of companies.