Skills in choosing funds: 1. Choose a fund with high historical performance. The higher the historical performance of the fund, the higher the return on investment of the fund; 2. Choose to withdraw from small funds. The lower the retracement value, the stronger the fund's ability to resist risks. 3. Choose a fund with low valuation. The lower the valuation, the higher the investment value of the fund; 4. Choose a fund manager or star fund manager who has worked for a long time. Fund manager is one of the most important reasons that affect fund income. The fund manager has a good investment level and the expected return of the fund is high.

Timing of choosing a fund: 1, low position: the fund mainly earns bid-ask spreads, and only by buying at a low position and selling at a high position can it gain income; 2. Low valuation; Fund valuation is an index to judge whether a fund has investment value, and a low fund valuation means a high fund investment value.