Pacific Insurance has been established for a long time, has a good reputation and abundant funds, and many small partners know it even if they have not bought insurance.
So what's the difference between these two kinds of insurance? Which insurance company is better?
Today, let's talk about the difference between all risks and Pacific insurance.
First, what is the strength of your insurance company?
In fact, Everyone Insurance Group Co., Ltd., referred to as Everyone Insurance for short, officially came out on 2065438+June 25th, 2009. It is a comprehensive insurance group mainly engaged in property insurance, life insurance, endowment insurance and asset management.
Everyone's insurance was established in July, 2065438+2009 by China Insurance Guarantee Fund Co., Ltd., sinopec group and Shanghai Automotive Industry Corporation, with a registered capital of 20.36 billion yuan, with strong strength.
Renren Insurance Group has set up four insurance subsidiaries: Renren Life Insurance, Renren Property Insurance, Renren Pension and Renren Assets, covering three empowerment sectors: health pension, real estate investment and scientific and technological innovation, mainly engaged in insurance business.
In 20021year, the annual premium income of Renren Insurance Group reached 70.8 billion yuan. The value of new business changed from negative to positive for the first time, exceeding 2 1 100 million yuan.
These data can show that everyone's insurance is very powerful and the overall situation is good! For more details, please read this article compiled by Senior Sister:
"The strength of everyone (Anbang) insurance company is exposed! Please pay attention to this product before buying! 》
2. What is the strength of Pacific Insurance Company?
China Pacific Insurance is Pacific Insurance with a registered capital of 9.6 billion yuan. Formerly China Pacific Insurance Company, the date of establishment was 199 1May 13. It is a national joint-stock commercial insurance company approved by the People's Bank of China. 200 1 The name was changed to China Pacific Insurance (Group) Co., Ltd.
China Pacific Insurance is the second largest property insurance company in Chinese mainland. Although it is not as good as China Property Insurance, it is also one of the three major life insurance companies.
By 20021year, Pacific Insurance had been ranked 158 in Fortune Global 5001year.
As can be seen from these data, the strength of Pacific Insurance is not small. So what else should Pacific Insurance Company pay attention to? For more details, please read this article:
How about Pacific insurance? Is it reliable? What are the precautions? 》
Third, everyone insurance vs Pacific Insurance, which is stronger?
1. Company background comparison
Everyone Insurance is a comprehensive insurance group with property insurance, personal insurance, endowment insurance, asset management and other fields as its main business.
Looking back at 2065438+July 2009, China Insurance Guarantee Fund Co., Ltd., sinopec group and Shanghai Automobile Industry Corporation jointly invested and established, with a registered capital of 20.36 billion yuan.
China Pacific Insurance is a national joint-stock commercial insurance company approved by the People's Bank of China. 200 1 The name was changed to China Pacific Insurance (Group) Co., Ltd. Crucially, Pacific Insurance has been directly selected into Fortune Global 500 for eleven consecutive years, ranking 158.
2. Reliability comparison
Everyone's insurance is still in the risk disposal period, so the annual information has not been released, so we have no reference to the solvency of everyone's insurance. But you don't need to worry. One of the shareholders of your insurance is China Insurance Protection Fund Co., Ltd., which is still trustworthy.
Pacific Insurance Group has established many subsidiaries with different solvency. Taking Pacific Life as an example, the solvency report in the third quarter of 2022 shows that the core solvency adequacy ratio is 65,438+043%, the comprehensive solvency adequacy ratio is 2,465,438+0%, and the comprehensive risk rating in the second quarter of 2022 is AA.
On the whole, the performance is not bad. Pacific Life's solvency is up to standard, exceeding the passing line. Another point is that it has exceeded the passing standards of the China Banking Regulatory Commission. It can be seen that the solvency of the company is very strong! Don't worry about the problem that Pacific Insurance doesn't support claims. The CBRC will supervise it, but don't worry. Even if there is a problem with the insurance company, it will be solved by the CBRC.
3. Comparison of superior insurance types
It mainly includes everyone's insurance groups, involving property insurance and personal insurance. Its characteristic insurance mainly covers health insurance and annuity insurance. At present, the more popular products are health insurance series, critical illness insurance for young children, and endowment insurance for young children and rich families.
Pacific Insurance Group covers life insurance, medical insurance, endowment insurance and property insurance. The main features are life insurance and medical insurance, as well as popular products at present, such as Pacific e care and worry-free million medical insurance series, Pacific medical insurance for "worry-free learning" diseases, Pacific whole life insurance series and so on.
So how do you look at a product? Senior sister takes whole life insurance, a celebration handed down from ancient times in the Pacific, as an example to explain how to judge the quality of a product:
Is whole life insurance (Universal) Worth Insurance? These details are worth seeing. "
Summary: The strength of the Pacific Ocean is really good. With such a prestigious partner, I think many friends will choose immediately. In fact, senior sister thinks that the insurance company is not the first one. Whether a product is worth buying depends on the content of the product. If there is no perfect protection, or if the premium is high and there is little protection, these are the real factors that cause us to be unable to get reasonable claims. So you'd better think twice before you act!
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
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