How to check the dividend of Ping An Insurance? Generally speaking, there are four ways for you to choose. Method 1 Counter inquiry: Bring your ID number or policy number to the insurance company's business outlets for inquiry. Method 2: Telephone inquiry: Call China Ping An Insurance Customer Service at 955 1 1 and make telephone inquiry according to the voice prompts. At present, insurance companies generally have consultation telephones, whose function is to provide after-sales service for the insured after purchasing insurance products. This kind of after-sales service covers a wide range: you can inquire about the authenticity of the policy, the qualifications of insurance salesmen, the responsibilities and dividends covered by insurance products, etc. The insured can solve the related problems of a package of insurance products as long as they follow the service telephone number on the policy. Method 3: Online inquiry: log in to China Ping An Insurance official website and make online inquiry according to the prompts. The development of science and technology has saved people time. The applicant can find the name of the insurance product, policy number, insurance premium, insurance amount, insurance period, sales unit and so on online. Information is comprehensive and seeing is believing. However, due to many types of insurance, insurance companies can set different query contents and query interfaces according to the characteristics of insurance types. If you participate in multiple types of insurance, you need to log in to different interfaces with different insurance numbers to query relevant dividend information. Method 4: Check the insurance policy by email. According to industry regulations, the company will send the annual dividend statement (dividend notice) to customers on the anniversary of each policy. However, if your address changes and you don't tell the insurance company in time, resulting in the loss of information, then inquiring about dividends will bring you great trouble. Related links How to avoid four major cognitive misunderstandings by using dividend insurance for financial management? Myth 1: simply compare the dividend insurance income with the deposit interest rate. The essence of dividend insurance is insurance products, and insurance, as a broad financial management method, is the most defensive financial management tool with irreplaceable functions. Although dividend insurance has an investment function, it is essentially an insurance product, mainly to provide protection. It can't be compared with financial products such as bank deposits and funds, and it can't be used as a substitute for bank deposits. Myth 2: Ignore the difference between demonstration bonus and actual bonus. According to the regulations of the regulatory authorities, the demonstration dividends of dividend insurance are 6%, 4.5% and 3%, but assuming that dividends are not used as a guarantee or forecast for the company's future performance, the actual dividend level may be higher or lower than the assumed dividend. Past performance does not represent a commitment to future performance, which is only for the reference of the insured and cannot be used as a forecast of dividends. The insured bears the risk that the actual dividend level may be lower than the assumed dividend level. Myth 3: analysis of dividend insurance: dividend insurance has the guarantee of predetermined product interest rate, so there will be no loss in dividend investment yield. However, it is worth noting that because insurance companies will generate marketing expenses in the process of selling insurance, these expenses will usually be withdrawn in the first three to five years after a policy is insured and paid by the collected insurance premium. If the insured cancels the contract in advance, the amount of the policy value reserve after deducting various related expenses may be less than the premium paid, that is, the "cash value" (the money that can be recovered from the insurance company when surrendering) will be less than the premium paid, and the insured customer will lose the principal. The sooner the insurance is surrendered, the lower the cash value, the greater the difference with the premium paid, and the greater the loss.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.