2. Different goals: The basic goal of the balanced fund is to ensure the safety of funds, the distribution of current income and the long-term growth of funds and income. Growth funds aims to realize long-term capital appreciation. Income-oriented funds are mainly bonds and special stocks.
3. Different risks: Compared with balanced funds and income-oriented funds, growth funds has greater benefits, but also greater risks. Because growth funds mainly invests in stocks of small companies and some emerging industries, such as small and medium-sized stocks with large price fluctuations, it will also lead to large fluctuations in growth funds's unit net value, with heavy positions and high risks.
Extended data:
Precautions:
1. After judging the market, managers in growth funds choose companies with high credibility and good development prospects to buy their shares for investment, so the ability of fund managers can have a great impact. After all, they manage and operate the fund. Once their own ability is insufficient, investors' investment funds will inevitably be threatened.
2. Investment company development: After the fund manager invests in the fund, investors can't ignore it. In order to ensure the maximization of investment income and the safety of investment funds, investors must track and understand the investment funds. Here, it is necessary to thoroughly understand the companies that invest in stocks and judge whether their development is normal, stable and rapid.
3. Stock market trend: funds ultimately affect the market. Only by understanding the trend of the stock market can we better control the flow of funds. The main aspect of understanding is the trend of the overall situation of the stock market, so as to judge whether the stock will fluctuate with the fluctuation of the stock market and determine its own income security.
Baidu Encyclopedia-Balance Fund
Baidu encyclopedia-income fund
Baidu encyclopedia-growth fund