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What's going on with Harbin Bank? How is it different from other banks?
Harbin Bank is the first urban commercial bank in the country to acquire urban credit cooperatives within an administrative region and set up county branches. Harbin Bank is a joint-stock company formed by the merger of Harbin's private banks Detai Bank and Dacheng Bank. It was established on November 1, 1944 with a capital of 22 million yuan and a quarter of the paid-in capital of 550 yuan. 100,000 yuan, which contains approximately 36% shares of Japanese and Manchurian banks.

The differences between Harbin Bank and China Construction Bank:

1. Different establishment times:

Harbin Bank was established on November 1, 1944, with a capital of 22 million yuan, with a quarter of the paid-in capital of 5.5 million yuan, including approximately 36% shares of Japanese and Manchurian banks.

China Construction Bank was established on October 1, 1954. The head office is located at No. 25 Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit.

2. Different distribution ranges:

Harbin Bank is headquartered in Harbin City. It currently has 15 branches in Harbin, Tianjin, Chengdu, Shenyang, Dalian, Chongqing, and Jiamusi, and 24 rural banks and more than 200 business institutions in Beijing, Shenzhen, Jilin, Gansu, Chongqing, and Heilongjiang.

China Construction Bank’s main business areas include corporate banking, personal banking and treasury services. It has branches and subsidiaries in 29 countries and regions, and owns funds, leasing, trusts, life and property insurance. , investment banking, futures, pensions and other subsidiaries in multiple industries.

3. Different business scopes:

The business scope of Harbin Bank is a joint-stock commercial bank; the business scope of China Construction Bank is fund trust, leasing, life insurance, investment banking, futures, etc. .

4. The nature of the company is different:

The nature of the company of Harbin Bank is a joint-stock company; the nature of the company of China Construction Bank is a central enterprise (deputy ministerial level unit).