Each one has its own differences. In the case of treasury bonds, they are issued by the state and are backed by the government. They are a relatively safe investment with small returns. In terms of banks, the interest rates on domestic bank deposits are currently low. Although It is also affiliated to a country, and the security is reliable, but the yield is low. It also has financial investment, but bank-type financial investment is relatively unreliable. P2P has been running away more and more in the past few years. Once a crisis occurs, investors' money will no longer exist, which is very dangerous.