2. Total household debt: This refers to debts owed by families to others or institutions, such as bank loans, credit card overdrafts, borrowing money from others, debts, etc. The family needs to pay back at some point in the future.
3. Family net assets refer to the total disposable assets minus the total disposable liabilities at a certain point in time. This indicator reflects the family's financial situation and wealth accumulation, and is an important basis for family financial planning and economic management.