safe.

jingdong vault has three security guarantees:

1. Money fund income guarantee. Jingdong vault is a value-added service of fund financing provided by harvest fund and Penghua Fund. Buying Jingdong vault is equivalent to buying a money fund, which can get low-risk and stable investment income.

2. data privacy protection in JD.COM.

3. The funds in the small vault of Jingdong are fully underwritten by Huatai Insurance Company, and 1% of the stolen funds will be paid.

Extended information:

Precautions:

After the cancellation of JD.com's small vault, it will have the following effects. Please cancel the account with caution:

1. Identity, account information of the small vault and membership rights will be cleared and cannot be restored.

2. The transaction records will be deleted. Please ensure that all transactions have been completed without disputes. After the account of the small vault is deleted, the refund of historical transactions (such as shopping mall consumption, white-striped flash payment, JD.COM crowdfunding, etc.) will not be returned to the original small vault. Please apply for account cancellation after confirming that there is no refund transaction.

3. If you use this account to open the vault again, you will not be able to enjoy any new user rights. Please ensure that you have met the conditions for account cancellation before applying for account cancellation.

Baidu Encyclopedia-Jingdong Small Treasury