If you want to be stable, buy government bonds. Today, the first issue of electronic government bonds began to be issued. You can buy it at the local China Bank. The 3-year interest rate is 3. 14.

If you want to invest in a fund, I suggest you buy a new fund, which is generally easy to rise. There are new good funds that I can recommend to you. However, some of them have earned money in their hands for several years. After all, they invest in various ways. I have a colleague who bought BOC International two years ago, and earned 60% after being released two years ago, and has been losing money before. In short, buy government bonds when they are stable, which is higher than interest anyway. If you want high investment, buy a fund. This needs to be analyzed by yourself, which is risky.