What is the salary treasure? What about the asset management of the salary treasure? The "Wage Treasure", namely "Huaxia Wage Treasure", was jointly issued by China CITIC Bank and Huaxia Fund on July 23, 2004, with the purpose of comprehensively upgrading on the basis of the second generation and opening the era of Monetary Fund 3.0. Wage Bao is a monetary fund asset management product jointly issued by CITIC Bank and Xincheng Fund. The automation of purchase and repurchase and the availability of ATM machines are the biggest highlights of salary treasure. It is a low-risk product in securities investment.

What about the asset management of the salary treasure?

1. Procurement automation. Automatic purchase means that the cardholder can set a minimum amount after applying for CITIC Bank Card (savings card), and the excess amount will be automatically converted into monetary fund.

2. Redemption automation. Redemption automation means that when customers need funds, they can directly withdraw cash or transfer money through ATM machines, or directly use credit cards to spend.

3. Risk characteristics of salary treasure. This fund is a money market fund and a low-risk variety of securities investment funds. The expected risks and historical returns of the fund are lower than those of equity funds, hybrid funds and bond funds.

The advantage of payroll asset management products is that there is no charge, and there is no need to pay appointment fees, appointment fees and repurchase fees.