In 22, the bookkeeping interest rate of personal accounts for urban employees' basic old-age insurance and urban and rural residents' basic old-age insurance is 2.75%. The interest of all the stored amount in the personal account of endowment insurance shall be settled according to the natural year. If the amount of personal account storage is full for the whole year, the annual interest shall be calculated according to the annual bookkeeping rate; If the deposit is not full for the whole year, the interest shall be calculated according to the number of months actually stored multiplied by one twelfth of the annual bookkeeping interest rate. See the dividing angle after calculating the interest on the amount stored in the personal account.

Extended information

The bookkeeping interest rate of personal accounts for endowment insurance refers to that the social insurance agency pays interest on the storage amount in personal accounts every year, and the interest rate used to calculate the storage interest of personal accounts is called the bookkeeping interest rate of personal accounts. According to China's social insurance law, the personal account of endowment insurance shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted.