Therefore, when the target of the fund is at a historical low level, the fund is at a corresponding low level, but when the target of the fund is at a historical high level, the fund is at a corresponding high level.
Assuming that it is a stock fund, it is equivalent to a basket of stocks when buying the fund, so it is difficult to accurately judge the lowest point, but investors can refer to the market trend, index valuation, fund income curve and fund net value estimation to judge whether it is at a relatively low point.
Take the net fund value as an example: when the net fund value is relatively low, it can be judged that it is currently low; if the net fund value is at a historical high, it can be judged that it is currently high.
Market trend, index valuation, fund return curve, etc. Need to be analyzed. In addition, the fixed investment of the fund can be used to average the share, because it is difficult to judge the lowest and highest points of the fund, and the judgment is not necessarily accurate. The fixed investment of the fund can reduce the risk to a certain extent.
Extended data:
Can I buy a fund with a low price?
When buying funds, low-priced funds can be bought, but it is not the reference standard for buying funds. Some investors think so when they buy funds. Suppose: for the same fund with a net value of 1 10,000 yuan, 1 yuan can buy 1 10,000 copies, while 1.3 yuan funds can only buy more than 7,600 copies, and funds with low prices can get more shares.
But in fact, the price level will not affect the risk and return of the fund. In fact, the profit and loss brought by high-priced and low-priced funds mainly depends on the principal invested and the daily ups and downs, and has nothing to do with the share. Although funds with low prices can buy more stocks, it does not mean that they are more profitable than funds with high prices.