1, valuation profit-taking method to sell the fund
Take Alipay as an example: find the fund in the payment and wealth management, click in, and then click in the "index traffic light" on the fund page to see the broad-based index and industry index.
Generally speaking, the P/E ratio is low in a bear market and high in a bull market. So we can use the price-earnings ratio data to judge whether the market is overvalued or undervalued and consider whether to sell. If it is in the overvalued range, you can consider selling.
2. profit target method of selling funds.
When the fund has reached the target return in mind, if the index valuation is still at a moderate level, then we can consider taking profits in batches to operate. For example, after achieving the target income in mind, you can redeem most of the funds to maintain most of the income.
If you want to wait and see in the future, you can consider redeeming only 2/4 or 2/3, and then leave the remaining fund shares to see if there are any higher returns. If it goes up again, you can consider waiting and seeing. If it falls, you can redeem it all.
3. Change fund managers to sell funds
The soul of some active funds is the fund manager. From this sentence, we know that fund managers are very important. If the historical performance of the fund is not good and the fund manager is frequently changed, you can consider stopping the loss in time to redeem the fund.
what is the benefit?