Legal basis: Article 44 of the Regulations on Basic Medical Insurance for Urban Workers in People's Republic of China (PRC). When using personal accounts, patients can seek medical treatment and purchase medicines at any designated medical institution and pharmacy. According to the provisions of the medical expenses paid by the overall fund, patients should go to designated medical institutions for medical treatment.
What is medical insurance?
Medical insurance is also called social medical insurance. Social medical insurance is a social insurance system established by the state and society according to certain laws and regulations, which provides basic medical needs protection for workers who are sick within the insurance scope. The basic medical insurance fund consists of overall funds and individual accounts. The basic medical insurance premiums paid by individual employees are all credited to individual accounts; The basic medical insurance premium paid by the employer is divided into two parts, one part is transferred to the personal account, and the other part is used to establish the overall fund.