If the fund does not see cash dividends, there are generally the following reasons:

1. The cash dividend of the fund hasn't arrived yet. It usually takes 2-7 working days for fund dividends to arrive. The registration date of dividend rights and interests is T, and the Foundation pays dividends, and T+ 1 is the ex-dividend date. Generally, cash dividends should be withdrawn from the fund custody on T+2, and it usually takes several days to reach the fund account when the fund investor originally purchased it.

2. The bank account of the fund investor is frozen for personal reasons, and the dividend cannot be credited to the card.

3. There is an error in the investor's checking account. If the investor originally used the Yu 'ebao account to purchase the fund, the cash will go directly to the Yu 'ebao account after the fund pays dividends, not to the bank card.

Fund dividend itself is a neutral event. Fund dividends are not extra income, but part of the income before and after the fund's net value rises. There are two ways: cash dividend and dividend reinvestment. Cash dividend is to distribute cash to investors, and dividend reinvestment is to directly purchase the fund shares that investors should share and distribute them to investors.

For example, if an investor holds 10000 shares of a fund, when the net value of the fund is 1.5 yuan,

If the fund company distributes cash 5 yuan for every 10, the net value of the fund will be transferred to 1 yuan after dividends. The total assets of the original fund are 654.38+00,000 * 654.38+0.5 = 654.38+05,000 yuan. After dividends, the net value of the fund is 654.38+00,000 * 65,438+0 = 654.38+00,000 yuan, and the total assets remain unchanged.

If dividends are reinvested and 2 dividends are distributed for every 65,438+00 shares, the investor's share after dividends will be 65,438+02,000 shares, and its net fund value will be adjusted to 65,438+0.25 yuan, which is 0.25 yuan lower than 65,438+0.5 yuan, and its total assets will be 65,438+02,000 yuan.

Therefore, fund dividends do not change the size of investors' total assets. No matter which method is adopted, the net value of the fund will be lowered accordingly after dividends.