1. When purchasing the wealth management products of Qilu Bank, you must see the maturity date clearly, and the risk of bank wealth management is relatively small. Qilu Bank is the first local joint-stock commercial bank established in Shandong Province. Since its establishment, it has carried out major reforms in management system, operation mechanism, assessment mechanism and employment mechanism, and its business performance has been continuously improved.
2, the main business indicators increased by more than 30% annually; Corporate governance has been continuously improved, and the main bodies of governance are well organized, with clear responsibilities and effective operation; The healthy development of Sino-foreign cooperation has created a successful model of "attracting investment, introducing wisdom and technology, and working together"; Innovation and service capabilities have been continuously improved. The brand "Home of Banks and Enterprises" won the first "Top Ten Local Financial Products in China" selected by China Banking Association, and the business department of the Head Office won the title of "2008 China Banking Civilized and Standardized Service Demonstration Unit". The ability of risk control has been continuously enhanced, and the risk management organization, process and technology have been transplanted and rebuilt, achieving full coverage; A breakthrough has been made in scientific and technological construction, and the domestic first-class comprehensive business system developed in two years will soon be fully launched; The quality of the team has undergone a qualitative change, with sufficient reserve talents and a substantial increase in core competitiveness.
3. The risk of general bank financing is relatively small. Financial management refers to the management of finance (property and debt) for the purpose of maintaining and increasing the value of finance. Financial management is divided into corporate financial management, institutional financial management, personal financial management and family financial management. Human survival, life and other activities are inseparable from the material foundation and are closely related to financial management. "Financial management" is often used with "investment and financial management" because "financial management" includes "investment" and "investment" includes "financial management".
4. The so-called financial management is not just about investing money. Being invested is also a kind of financial management. If you don't know how to be invested, you don't know how to invest better. Domestic institutions that can provide financial services to customers mainly include banks, securities companies and investment companies. Bank financing, the financial products provided by commercial banks in China are divided into three categories: guaranteed fixed income products, guaranteed floating income products and non-guaranteed floating income products.