in Beijing
1. What are the conditions for business loan guarantee?
Hello in Beijing, if you meet the loan conditions, the bank will complete the loan investigation and review procedures within 10 working days from the date of receipt of the loan application. If you meet the loan conditions, the loan will be issued in a timely manner.
Application conditions: 1. Current college students, and college students who have graduated within two years; 2. College degree or above; 3. Over 18 years old.
Step 1. Prepare documents and documents including: "Employment and Unemployment Registration Certificate" or "College Student Graduation Certificate" issued by the labor and social security department, or proof of land loss or proof of return to hometown and entrepreneurship issued by the township (street) labor and security station.
Propose to fill in the "Application and Approval Form for Small Guaranteed Loans to Promote Employment" to the community labor and social security service center or township labor and social security station where I started my business (in duplicate, pass the initial review of the labor and security agency for preliminary review and recommendation by the guarantee agency. Pass the review of the loan by the guarantee agency
To apply for a loan, sign the opinion and provide the "Evaluation Opinion Letter for the Small Guaranteed Loan Project to Promote Employment". The bank will complete the loan application within 10 working days from the date of receipt of the loan application.
Loan investigation and review procedures, if the loan conditions are met, the loan will be issued in a timely manner. Notes: College student entrepreneurship loan application conditions 1. College student entrepreneurship loan applicants must be over 18 years old, have a legal residence certificate in a legal location, and have a fixed residence or business place;
2. Applicants for college student entrepreneurship loans must hold business licenses and business licenses in related industries, and have stable income and the ability to repay principal and interest; 3. Applicants for college student entrepreneurship loans must have a certain amount of their own funds for investment projects; 4. College student entrepreneurship
The purpose of the loan complies with relevant national laws and bank credit policies, and is not allowed to be used for equity investment; 5. Open a settlement account in the bank, and the business income is settled through the bank. 2. How can a disabled person in Beijing start a business with a second-level mental disability certificate?
When applying for a business loan, you should first consult the local Civil Affairs Bureau or the Disabled Persons' Foundation. If the Civil Affairs Bureau or the Disabled Persons' Foundation happens to have funds for your business, you can apply for a subsidized business loan by going to the Civil Affairs Bureau.
When willing disabled people apply for a small-amount guaranteed loan, they need to prepare the following materials: 1. Disability certificate and employment and unemployment registration certificate issued by the labor and social security department 2. Written application for a small-amount guaranteed loan 3. ID cards and household registrations of both the loan applicant and his wife
If necessary, provide marriage certificate or unmarried certificate 4. Original and duplicate copies of "Business License" and house rental agreement. If you apply for a small guaranteed loan with your employment and unemployment registration certificate, the business license registration date is after December 16, 2008. 5.
Loan applicants whose place of business is inconsistent with their place of household registration must provide a certificate of integrity issued by the village, town (street) or community labor and security agency where their place of residence is located when applying for their place of business. 3. What are the conditions for business loan guarantees? For the first time in Beijing, Beijing
Establish a community credit guarantee mechanism, and unemployed people in the community can start their own businesses and receive loans of up to 100,000 yuan without any guarantee or mortgage procedures. This is the "Beijing" jointly issued by the Municipal Labor and Social Security Bureau, the Municipal Finance Bureau and the Business Management Department of the People's Bank of China.
It is understood that credit communities refer to the application of small credit loans based on the honest and trustworthy personal character records and personal credit commitments of unemployed persons within the jurisdiction of streets (townships).
Communities. According to the "Measures", if unemployed people in a credit community need to apply for a small credit loan, they can apply to the social security office in their place of residence. As long as they meet the credit loan conditions, the credit community will apply to the small credit loan handling bank.
Issue a recommendation certificate. With this certificate, unemployed people can get loans without previous guarantee and mortgage procedures. According to this system, individuals who are self-employed can get a loan of up to 20,000 yuan, while individuals who start a small business can get a loan of up to 20,000 yuan.
You can get a loan of up to 100,000 yuan.
4. Application Conditions and Process for College Student Entrepreneurship Loans College student entrepreneurship is an entrepreneurial process in which special groups of current college students and graduated college students are the main entrepreneurial entities.
College students can realize their ideals and prove their worth through successful entrepreneurship.