Fund is an investment tool. By purchasing fund shares, investors can indirectly invest in stocks, bonds, money markets and other assets. Choosing a fund with high returns and long-term holding can bring stable returns to investors. Then, what fund can be bought with high returns and can be held for a long time? We can analyze it from the following angles:

I. Investment concept and style

Choosing a fund with a long-term investment philosophy and a stable style is often more suitable for long-term holding. Different funds have different investment ideas and styles. Investors can choose their favorite investment style according to their risk tolerance and investment objectives. For example, value investment funds tend to choose stocks with low valuation, growth investment funds tend to choose potential growth stocks, and index funds will copy the performance of an index. However, it should be noted that the returns and risks of funds with different investment styles are also different.

Second, the fund company and the management team

Fund companies are institutions that manage fund assets. Different fund companies have different management teams and strategies, so it is very important to choose a fund company with standardized management and rich management experience and an excellent management team for choosing a long-term fund. Investors can know the strength of the fund company and the management team by looking at the historical performance of the fund company, the resumes and experiences of managers and other information.

Third, the rate of return on expenses.

The rate of return on expenses refers to the ratio of the income obtained by investors to the management expenses paid. Since the fund's investment income has to deduct various expenses such as management fees, custody fees and sales service fees, investors need to pay attention to the fund's fee return rate. Generally speaking, the lower the rate of return on fees, the higher the actual income investors get. Choosing a fund with a reasonable rate of return is also one of the key points that investors need to pay attention to.

conclusion

Choosing funds suitable for their risk tolerance and investment objectives, selecting fund companies and fund managers with standardized management, rich experience and strong management team, and reducing the rate of return on expenses as much as possible can help investors choose funds with high returns and long-term holding, which will bring greater return on investment.