If it is a bond fund, 1000 yuan 1 year, ranging from 40 to 60. If the fund manager has the ability, 1 year can earn 60 yuan money. If it is a stock fund, it depends on whether the stock market is up or down. It may rise by 500 points in the first half of the year and fall by 600 points in the second half, so the fund may lose money. If the stock market rises, stock funds make much more money than bond funds. When the stock market rises, stock funds with 1 1,000 yuan earn at least 1 yuan a year.