1. Open WeChat and click "Me"-"Payment"-"Licaitong"
2. After entering wealth management, click the "Wealth Management" option below;
3. After entering, you can see various wealth management products, including money funds, insurance products and brokerage products. You can choose what you need to buy.
After purchasing a fund product, if you want to redeem it later, you can click My-My Assets-Fund, then select the purchased product and click Take Out.
In addition to buying funds, Licaitong can also repay credit cards and loans, and recharge telephone bills. Click "My" on the homepage of Wealth Management to see all the functions.
1. What is Internet financial management?
1. Internet investment and financial management refers to a new type of finance that relies on Internet tools such as payment, cloud computing, social networks and search engines to achieve financial intermediation, payment and information intermediary services. Theoretically, any Internet application involving generalized finance should be Internet finance, including but not limited to payment for the third party, sales of online wealth management products, credit evaluation and audit, financial intermediary, financial e-commerce and other modes. The development of Internet finance has gone through many stages, such as online banking, third-party payment, personal loans and corporate financing. Moreover, it is getting deeper and deeper into the core of traditional financial business in terms of financing funds and matching between the supply and demand sides of funds.
2. Internet investment and financial management is not a simple combination of the Internet and the financial industry, but a new model and new business that is naturally generated to meet new needs after being familiar with and accepted by users in network technologies such as security and mobile (especially the acceptance of e-commerce). It is an emerging field that combines the traditional financial industry with the spirit of the Internet. The difference between Internet finance and traditional finance lies not only in the different media used in financial business, but also in the fact that financial participants are well aware of the essence of "openness, equality, cooperation and sharing" of the Internet. Through the Internet, mobile Internet and other tools, traditional financial services have a series of characteristics, such as greater transparency, higher participation, better collaboration, lower intermediate costs, more convenient operation and so on.