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Is the excess surplus over 50,000 counted as income?
Not income.

The part with profits exceeding 50,000 has no income.

Super Win is a bank treasure wealth management product launched by China Merchants Bank on the latest version of mobile banking. China Merchants Bank Super Win is essentially a monetary fund, and the docking monetary fund is China Merchants Lucky Treasure Monetary Fund.

Super-surplus business refers to the customers who open the super-surplus agreement through China Merchants Bank, and the customers initiate the "transfer-in" operation through mobile banking to realize the investment of related agreement products or the "transfer-out" operation to realize the rapid redemption of corresponding products.

Calculation formula of excess income: the income of the day = (the fund whose interest has been confirmed in the excess account/10000)* every ten thousand income announced by the fund company on the same day.