The bond type will continue to grow throughout the year, and will be higher at the end of the month than at the beginning of the month. The stock type or hybrid type mainly depends on the trend of the stock market, and the trend of the stock market is neither cyclical nor regular within a month. Comparably, there are some patterns within a year. Generally, the high point will be in May and June in the middle of the year, while it will be relatively low at the end of the year and the beginning of the year.