The fund has the advantages of collective financial management, unmanned management and high expected income, and is loved by the majority of white-collar workers. However, due to the limitation of professional knowledge, many investors are often dazzled in the process of investing in stock funds. This fund looks good, and that fund looks good, but how to choose a stock fund lacks its own independent judgment. Today, I will talk to you about the investment strategy of stock funds.

1, historical performance of the fund

Stock funds are different from bond funds and money funds. It belongs to stock fund, and its performance fluctuates greatly. The history and past performance of funds often have strong reference value. It can reflect the performance of the fund in the past operation. If the expected return is stable, it will have a strong reference significance for the future of the fund.

2. Fund managers

The fund manager is the brain and center of the fund, and his investment level often plays a decisive role in the performance of the fund.

When looking at fund managers, on the one hand, focus on the rich experience and unique performance of fund managers in a certain industry or segment; On the other hand, it depends on whether the historical performance and expected return curves of other funds managed by fund managers are smooth and how many withdrawal rates there are.

3. Investment and research capacity

The management of the fund is a whole team operation, and the performance of the fund depends largely on the level of investment and research ability, paying attention to the historical level, industry recognition and industry reputation of the core members of the investment and research team.

To put it simply, for new citizens, when choosing a fund, we need to focus on the above three points, which largely determine the final expected return of our investment and equity investment, so we must choose carefully. Tips: Financial management is risky, and investment needs to be cautious.