1. Bank official website will not provide fund inquiry function. General online banking (including the popular version and the professional version) will provide the inquiry and operation functions of fund investment accounts, and you need to apply for opening online banking at the bank counter, but some banks do not need to apply for default opening for the popular version.

2. Fund holding inquiry service will be provided in official website, the fund company. As long as you own the products of this fund company or do not own but have opened an account with this fund company, you can make an account inquiry. You don't need to apply, you can query by entering your ID number and initial password, and the query results generally have floating profit and loss, which is your profit.